Tag Archives: cost

Do You Need Sports Insurance?

Trying out winter sports like ice skating, skiing and snow boarding can be very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared.

Is it risky to do winter sports without the sports insurance?

Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.

I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package.

The Sports Insurance was available pre-departure and may also be purchased at any time during your year. It takes effect within 3 days of your enrollment and it is good for 12 months. The cost will be the same ($100) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

Below is a partial list of sports that are only covered with the sports insurance package:
Football, Rugby, Scuba diving, Ski-doo,  Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating,  Ice Skating, SkiingSnowboardingSnowmobiles & Snowshoeing.  View the full list on your insurance brochure.

Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.

How to register for the Sports Insurance
Contact Lisa or Christine, if you are unsure which insurance package you have and/or to register for sports insurance.

If you think you will be doing any of these sports, you should get it now.

Where to Get Your Flu Shot

Many au pairs and host families are looking for places to get flu shots this time of year. Au Pair insurance does not cover immunizations, but there are lots of places to get flu shots for $35 or less. If the host family is urging their au pair to get a seasonal flu shot and she agrees to get it, the host family would be responsible for the expense.

If you are planning to get the seasonal flu vaccine, it is recommended that you get it as early as possible.

 

Anne Arundel County Health Department – Free flu shots are available by appointment only.

Montgomery County Health Department – Free Flu Shot Clinics will be offered as the vaccine becomes available.

Prince George’s County – Typically offer Free Flu Shot Clinics, check their website for the 2020 schedule as it becomes available. (not posted yet as of 9/25)

I have been told that Kaiser Permanente is offering free flu shots as well.

Flu shots are also available for a fee (usually $25-35) at pharmacies such as Target, CVS, Rite Aid, Walgreens, etc.

Au Pair in America featured in Wall Street Journal Article

In today’s Wall Street Journal there is a great article about Au Pair in America.  It discusses the increase in Western European au pairs in the past year.

Origins of Au Pairs Becomes Barometer in Labor Market

“As job opportunities shrink in Europe, the minimum $132.64 per week, plus room, board and tuition reimbursement that the au pair program guarantees looks increasingly appealing. A desire for adventure and what some call the “Obama factor” also is a lure for young Europeans, says Ms. Ferry. In March, nearly half of all of Au Pair in America’s applications came from Western Europe, compared with about a third in the same period last year.”

The British au pair and her host family featured in the article are in a nearby cluster in Northern VA.

New Discount ($450 value)

Au Pair in America just announced the following promotion…

New Families: Apply by May 31st & save $350 PLUS receive a $100 Marriott TravelCard!

Apply by Sunday, May 31st, 2009 and we will waive the $350 application fee.  Plus, when you match with an au pair, you will receive a $100 Marriott TravelCard for use on all Marriott services.  You may choose to decline the $100 Marriott TravelCard and apply the $100 value towards your program fee.

To qualify, you must be a new Au Pair in America family and your au pair must arrive by December 31st, 2009.  Learn more about this special offer for new host families by contacting Alex Ramirez at (800) 928-7247 ext. 5161 or at aramirez@aifs.com.


Save on child care