{"id":138,"date":"2021-05-21T14:58:49","date_gmt":"2021-05-21T14:58:49","guid":{"rendered":"https:\/\/blogs.aupairinamerica.com\/atm\/?p=138"},"modified":"2021-05-21T14:58:49","modified_gmt":"2021-05-21T14:58:49","slug":"understanding-your-au-pair-insurance-2020-and-2021-arrivals","status":"publish","type":"post","link":"https:\/\/blogs.aupairinamerica.com\/atm\/2021\/05\/21\/understanding-your-au-pair-insurance-2020-and-2021-arrivals\/","title":{"rendered":"Understanding your Au Pair Insurance 2020 and 2021 arrivals"},"content":{"rendered":"<div style=\"text-align: center\"><u>Understanding your Au Pair Insurance for 2020 and 2021 arrivals\u00a0<\/u><\/div>\n<div><\/div>\n<div><em><strong><span style=\"color: #ff0000\">* Depending on your country of origin, you may have some differences in your benefits. This is a summary of the basic plan. Go to your Au pair portal to confirm which insurance plan you have.\u00a0<\/span><\/strong><\/em><\/div>\n<ul>\n<li>Before it becomes an emergency,\u00a0<b>google where is the closest CVS minute clinic<\/b>\u00a0to me! If you do not have a medical condition that is life-threatening, CVS minute clinics and Walgreens stores are great choices for medical care.\u00a0\u00a0These clinics do not require an appointment and are open early and late.<\/li>\n<li>Little symptoms can become big emergencies. Don\u2019t risk your Au Pair experience by waiting until you are extremely ill before seeking medical advice.<\/li>\n<li>If you have more than a small medical issue, call your insurance company to discuss your benefits and options before incurring a large medical bill that you will have to pay.\u00a0\u00a0(800) 303-8120,\u00a0 prompt 5 or 203-399-5130 or email\u00a0<a href=\"mailto:claimhelp@culturalinsurance.com\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"NotApplicable\" data-linkindex=\"0\">claimhelp@culturalinsurance.com<\/a><\/li>\n<li>Hospital Emergency rooms are for life-threatening conditions only. An additional 500.00 deductible will be charged to you if you do not have a life-threatening emergency. When in doubt go to a CVS minute clinic. You will not have to pay the additional ER deductible if you are directed by a medical professional to go to an ER.<\/li>\n<li>Download your insurance card. Keep your insurance card with you at all times Or, have the mobile app on your phone with myCISI phone app for iphone or android.<\/li>\n<li>You can go into your Au Pair Insurance portal to print out a new card with your host family\u2019s address on it. Make an account and save your password. Or, you can use the mobile app on your phone to do this.<\/li>\n<li><a title=\"\" href=\"https:\/\/nam11.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fwww.mycisi.com%2FCISIPortalWeb%2Fpub%2Flogin.aspx%3FPT%3DGENr&amp;data=04%7C01%7C%7C966181c96b8a49a2176408d91c649316%7C06509efb06dd44bba7aa5983e544eb44%7C0%7C0%7C637572040551191490%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&amp;sdata=sQJy%2BBCJwfaYhgmDA8A3VcFsr48NUWOn6cgkkt%2FIfN0%3D&amp;reserved=0\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"VerificationFailed\" data-linkindex=\"1\">https:\/\/www.mycisi.com\/CISIPortalWeb\/pub\/login.aspx?PT=GENr<\/a><\/li>\n<li>The basic plan of insurance will have a 50.00 deductible for each sickness or injury. There will be a co-pay amount you will pay for your care and a percentage of the cost of the service.\u00a0 The insurance will determine what is the usual and customary charge for the service you received.<\/li>\n<li>Be prepared by saving up two weeks&#8217; stipend to cover any medical cost.<\/li>\n<li>If you pay for medical care or prescription medicine, you can fill out a claim form and mail it in to get CISI to pay you their portion (once you have met your deductible). A claim form can be found on the mycisi portal.<\/li>\n<li>Use Well RX to lower your prescription cost.\u00a0<a title=\"\" href=\"https:\/\/nam11.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fwww.wellrx.com%2Fprescription-discount-card%2F&amp;data=04%7C01%7C%7C966181c96b8a49a2176408d91c649316%7C06509efb06dd44bba7aa5983e544eb44%7C0%7C0%7C637572040551201482%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&amp;sdata=5tfDbmqgtLrM4xsI0qEc4SRtpPY9uM4pCO6S89dbhZc%3D&amp;reserved=0\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"VerificationFailed\" data-linkindex=\"2\">https:\/\/www.wellrx.com\/prescription-discount-card\/<\/a><\/li>\n<li>Au Pairs do not have dental insurance (with exception of the upgraded medical policy which does have a 500.00 pain relief benefit).\u00a0\u00a0Avoid crunching on hard food or candy!!<\/li>\n<li>Read about sports insurance upgrade to determine if this will help you. If you are injured during a sporty activity- the insurance may not cover it. This can be found on your MyCISI portal.<\/li>\n<li>Routine wellness checks and vaccinations are not covered under CISI. Before getting a vaccine, ask if there is a charge to administer the shot and what your cost will be.<\/li>\n<li>Birth Control pills and routine GYN visits are not covered by CISi. Consider your local health department or Planned Parenthood as a good option for these services.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Understanding your Au Pair Insurance for 2020 and 2021 arrivals\u00a0 * Depending on your country of origin, you may have some differences in your benefits. This is a summary of the basic plan. Go to your Au pair portal to confirm which insurance plan you have.\u00a0 Before it becomes an emergency,\u00a0google where is the closest  <a class=\"read-more\" href=\"https:\/\/blogs.aupairinamerica.com\/atm\/2021\/05\/21\/understanding-your-au-pair-insurance-2020-and-2021-arrivals\/\">Read More<\/a><\/p>\n","protected":false},"author":45,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-138","post","type-post","status-publish","format-standard","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Understanding your Au Pair Insurance 2020 and 2021 arrivals - Sandra&#039;s Au Pair in America Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blogs.aupairinamerica.com\/atm\/2021\/05\/21\/understanding-your-au-pair-insurance-2020-and-2021-arrivals\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understanding your Au Pair Insurance 2020 and 2021 arrivals - Sandra&#039;s Au Pair in America Blog\" \/>\n<meta property=\"og:description\" content=\"Understanding your Au Pair Insurance for 2020 and 2021 arrivals\u00a0 * Depending on your country of origin, you may have some differences in your benefits. This is a summary of the basic plan. Go to your Au pair portal to confirm which insurance plan you have.\u00a0 Before it becomes an emergency,\u00a0google where is the closest Read More\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blogs.aupairinamerica.com\/atm\/2021\/05\/21\/understanding-your-au-pair-insurance-2020-and-2021-arrivals\/\" \/>\n<meta property=\"og:site_name\" content=\"Sandra&#039;s Au Pair in America Blog\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-21T14:58:49+00:00\" \/>\n<meta name=\"author\" content=\"Andrea McMains\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Andrea McMains\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/atm\/2021\/05\/21\/understanding-your-au-pair-insurance-2020-and-2021-arrivals\/\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/atm\/2021\/05\/21\/understanding-your-au-pair-insurance-2020-and-2021-arrivals\/\",\"name\":\"Understanding your Au Pair Insurance 2020 and 2021 arrivals - Sandra&#039;s Au Pair in America Blog\",\"isPartOf\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/atm\/#website\"},\"datePublished\":\"2021-05-21T14:58:49+00:00\",\"dateModified\":\"2021-05-21T14:58:49+00:00\",\"author\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/atm\/#\/schema\/person\/0e9fbbeda23de24c5b9c49b73cbbb23b\"},\"breadcrumb\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/atm\/2021\/05\/21\/understanding-your-au-pair-insurance-2020-and-2021-arrivals\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/blogs.aupairinamerica.com\/atm\/2021\/05\/21\/understanding-your-au-pair-insurance-2020-and-2021-arrivals\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/atm\/2021\/05\/21\/understanding-your-au-pair-insurance-2020-and-2021-arrivals\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/blogs.aupairinamerica.com\/atm\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Understanding your Au Pair Insurance 2020 and 2021 arrivals\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/atm\/#website\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/atm\/\",\"name\":\"Sandra&#039;s Au Pair in America Blog\",\"description\":\"The place to find out about Au Pair in America in Atlanta, GA\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/blogs.aupairinamerica.com\/atm\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/atm\/#\/schema\/person\/0e9fbbeda23de24c5b9c49b73cbbb23b\",\"name\":\"Andrea McMains\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/atm\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ca23a43a085f2428535e807ce7bcf1eb9e36eb3c67ce88252aef351221d218b0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ca23a43a085f2428535e807ce7bcf1eb9e36eb3c67ce88252aef351221d218b0?s=96&d=mm&r=g\",\"caption\":\"Andrea McMains\"},\"url\":\"https:\/\/blogs.aupairinamerica.com\/atm\/author\/atr00\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Understanding your Au Pair Insurance 2020 and 2021 arrivals - Sandra&#039;s Au Pair in America Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blogs.aupairinamerica.com\/atm\/2021\/05\/21\/understanding-your-au-pair-insurance-2020-and-2021-arrivals\/","og_locale":"en_US","og_type":"article","og_title":"Understanding your Au Pair Insurance 2020 and 2021 arrivals - Sandra&#039;s Au Pair in America Blog","og_description":"Understanding your Au Pair Insurance for 2020 and 2021 arrivals\u00a0 * Depending on your country of origin, you may have some differences in your benefits. 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