Yearly Archives: 2016

Sports Insurance

 Do I need sports insurance?

Trying out winter sports like ice skating, skiing and snow boarding can be very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared.

Is it risky to do winter sports without the sports insurance?

Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.

I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)

The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($85) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

Below is a partial list of sports that are only covered with the sports insurance package:
Football, Rugby, Scuba diving, Ski-doo,  Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating,  Ice Skating, SkiingSnowboardingSnowmobiles & Snowshoeing.  View the full list on page 3 of the insurance brochure HERE(2015 arrival au pairs) & HERE for (2016 arrival au pairs)
Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.

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Happy 4th of July

UnknownKnown as the Fourth of July and Independence Day, July 4th has been a federal holiday in the United States since 1941, but the tradition of Independence Day celebrations goes back to the 18th century and the American Revolution (1775-83). In June 1776, representatives of the 13 colonies then fighting in the revolutionary struggle weighed a resolution that would declare their independence from Great Britain. On July 2nd, the Congress voted in favor of independence, and two days later its delegates adopted the Declaration of Independence, a historic document drafted by Thomas Jefferson. From 1776 until the present day, July 4th has been celebrated as the birth of American independence, with festivities ranging from fireworks, parades, family gatherings and barbecues.
This weekend you can count on enjoying traditional favorites such as hamburgers and hot dogs, chicken, ribs, potato salad, chips and watermelon.

A few facts about this Holiday! Unknown-2
· Fourth of July is the federal holiday marking the Colonies’ adoption of the Declaration of Independence on July 4, 1776,
· The Fourth of July was not declared a national holiday until 1941.
· The oldest, continuous Independence Day celebration in the United States is the 4th of July Parade in Bristol, Rhode Island; it began in 1785.
· The Pennsylvania Evening Post was the first newspaper to print the Declaration of Independence.
· Benjamin Franklin proposed the turkey as the national bird but was overruled by John Adams and Thomas Jefferson, who wanted the bald eagle.
· The “Star Spangled Banner” was written by Francis Scott Key during the War of 1812 and not decreed the official national anthem of the United States until 1931.
· In 1776, there were 2.5 million people living in the new nation. (Today there are over 311 million.)
· here are more than 30 towns nationwide that have the word “Liberty” in their names.
· Approximately 150 million hot dogs are consumed on this day. It’s the biggest hot dog holiday of the year.

Unknown-3Have fun with the children too, visit the link below for fun coloring pages, craft ideas, puzzles and games to celebrate the 4th of July holiday
Image result for 4th of july clip art
http://www.apples4theteacher.com/holidays/fourth-of-july/

Have a wonderful 4th of July Weekend!

Celebrating Spring Holidays!

easter_1Celebrating Easter

Easter is celebrated throughout the world by the followers of Christian community. It is believed that this was the day when Christ resurrected after crucifixion. This day is of great significance in the Christian community.

Church services and festive celebrations blend together during the Easter weekend. On Easter Sunday in New York and other cities, large Easter parades are held. The popular trend of Easter symbols such as the Easter bunny and egg tree were introduced to the American folklore by the German settlers who arrived in the Pennsylvania Dutch country during the 1700s. Gradually American people took to crafts such as egg and Easter tree decoration. Easter in the United States is also a time to enjoy special Easter foods such as baked ham, potatoes and vegetables. Several special recipes are made at each home. Easter parties are also organized where traditional Easter delicacies are served and people enjoy wonderful get together along with Easter games and music.

click here for Easter Crafts and Activities
Observing Passover

Passover is an eight day celebration observed each year in the Jewish religion. It commemorates the freedom of Jewish slaves from Egypt during the reign of Pharaoh Ramses II. imagesFamilies celebrate Passover by having a seder. With special foods, songs, and customs, the Seder is the focal point of the Passover celebration. Seder means order, and the Passover story is read in order from a book  called a haggadah.

Click here to read the Passover Story

SUPER BOWL SUNDAY FEBRUARY 7th

Tom Brady with Super Bowl Lombardi Trophy

Tom Brady with Super Bowl Lombardi Trophy

American Football season ends!

This year’s game features the Pittsburgh Steelers vs. the Green Bay Packers.  Okay, so the Patriots aren’t playing, but we New Englanders have high hopes for next year!

The Super Bowl is the annual American Football championship and a popular time for friends to gather in front of the TV. Each year millions of people watch the game, the half-time show – or just the commercials!  People will be talking about the commercials for days.

The Vince Lombardi Trophy is awarded to the winner.

Valentine’s Day in the USA

Happy-Valentines-Day-Wallpaper-03Valentine’s day is celebrated in the United States every year on February 14th. There are many stories and legends behind who the real St. Valentine was, but most scholars agree that he was a martyr who was killed by Roman soldiers because he was marrying people in secret at a time when marriage was outlawed. Later in the Middle Ages, a great writer named Geoffrey Chaucer wrote a poem as a present to King Richard II, who was going to be married soon. In it, he mentioned St. Valentine, and over time, the idea of Valentine’s Day became associated with the idea of love.
During the Victorian times (in the 1800s), Valentine’s Day became extremely popular! Men and women spent a lot of time making beautiful Valentine’s cards with ribbon, fancy paper and even lace. In those days, people were very reserved and they did not often say what they were feeling. Valentine’s day gave them a way to express their feelings to someone they were in love with anonymously. The sender would remain a mystery until they could speak more freely.
In the last few decades, Valentine’s day has changed a lot! Today we still exchange cards, but many people buy ready-made cards instead. We also give flowers or chocolates as a gift to remind people of our friendship and love for them. Most Valentine’s gifts and cards make use of the colors red and pink, and are decorated with images of hearts or roses. Another common symbol of love on this day is Cupid, the Roman god of love. He is usually shown as a little angel with a bow and arrow. According to legend, anyone who is struck by his arrows will fall in love.
Here are some links with ideas about how you can celebrate and have fun with the children you care for over the next couple of weeks!
Click here for Valentine’s Day Cards, coloring pages, recipes, crafts, games and puzzles:          Cards, Crafts, Games

Check out our Au Pair in America Pinterest page for Valentine’s Day for more ideas:            Au Pair in America Pinterest

Have fun!