{"id":1075,"date":"2014-01-08T09:28:18","date_gmt":"2014-01-08T14:28:18","guid":{"rendered":"https:\/\/blogs.aupairinamerica.com\/boston1\/2012\/02\/08\/764\/"},"modified":"2014-01-08T09:28:18","modified_gmt":"2014-01-08T14:28:18","slug":"764","status":"publish","type":"post","link":"https:\/\/blogs.aupairinamerica.com\/boston1\/2014\/01\/08\/764\/","title":{"rendered":"Au Pair insurance &#8211; What you should know"},"content":{"rendered":"<div>\n<p><span style=\"color: #0000ff\"> <\/span><\/p>\n<h2><span style=\"color: #0000ff\"><strong>Is it risky to do winter sports without the sports insurance?<\/strong><\/span><\/h2>\n<p><span style=\"color: #0000ff\"><strong><br \/>\n<\/strong><\/span><\/p>\n<h4><span style=\"color: #ff0000\">YES!!<\/span><strong><span style=\"color: #ff0000\"> <\/span> <\/strong>If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked <a href=\"http:\/\/www.costhelper.com\/cost\/health\/broken-arm.html\">this website<\/a> for some cost estimates.<\/h4>\n<p>Here are a couple examples:<\/p>\n<li>Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2500.<\/li>\n<li>Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.<\/li>\n<p>I wanted to make sure everyone understands how the medical coverage  works for sports related injuries. There is a list of \u201chigh-risk  sports\/activities\u201d that are not covered with the basic or upgrade  medical insurance plans. Those activities are only covered with the  Sports Insurance Package (also known as Option A.)<\/p>\n<p>The Sports Insurance Package was available pre-departure and may also  be purchased at any time during your year. It takes effect within 48  hours of your enrollment and it is good for the remainder of the year.  The cost will be the same ($60) whether you have a month left or your  whole year ahead of you. I recommend you pay for it early on, if you  didn\u2019t already purchase it. You never know when an opportunity might  present itself and you don\u2019t want to miss out on an adventure. You also  don\u2019t want to take a risk on getting injured and being responsible for  the bill on your own.<\/p>\n<p>Below is a partial list of sports that are only covered with the sports insurance package:<br \/>\nFootball, Rugby, Scuba diving, Ski-doo,\u00a0 Wakeboarding, Skydiving,  Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading,  Roller skating, <strong>Ice Skating,<\/strong> <strong>Skiing<\/strong>, <strong>Snowboarding<\/strong>, <strong>Snowmobiles &amp; Snowshoeing<\/strong>.\u00a0 View the full list on page 3 of the insurance brochure <a href=\"http:\/\/www.aupairinamerica.com\/pdf\/2014APIAinsurance_booklet.pdf\">HERE<\/a><br \/>\nNote: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.<\/p>\n<p>How to register for the Sports Insurance<br \/>\nDownload the form <a href=\"https:\/\/docs.google.com\/open?id=1B9rjBmuinZRuWzAT44YXESfILmxQGMOulfKBpp04gkdM0zV8jWZil-irMv1b\"><strong> <\/strong><\/a><strong><a href=\"https:\/\/drive.google.com\/file\/d\/0BwawGFIhZfg5dll4aVVyZzJkTHM\/edit?usp=sharing\">SPORTS INSURANCE FORM<\/a><\/strong> and follow the instructions.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Is it risky to do winter sports without the sports insurance? YES!! If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked <a href=\"http:\/\/www.costhelper.com\/cost\/health\/broken-arm.html\">this website<\/a> for some cost estimates. Here are a couple examples: Without medical coverage, to treat a  <a class=\"read-more\" href=\"https:\/\/blogs.aupairinamerica.com\/boston1\/2014\/01\/08\/764\/\">Read More<\/a><\/p>\n","protected":false},"author":48,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,1],"tags":[14,24,37,64,105,112,123,139,163],"class_list":["post-1075","post","type-post","status-publish","format-standard","hentry","category-au-pair-tips","category-uncategorized","tag-acton","tag-au-pair-in-america","tag-boston-area","tag-cultural-exchange","tag-insurance","tag-lexington","tag-melinda-brooks","tag-patti-estabrook","tag-sports"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Au Pair insurance - What you should know - Best Of Boston<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Au Pair insurance - What you should know - Best Of Boston\" \/>\n<meta property=\"og:description\" content=\"Is it risky to do winter sports without the sports insurance? YES!! If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates. 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