{"id":1272,"date":"2016-12-28T09:03:45","date_gmt":"2016-12-28T14:03:45","guid":{"rendered":"https:\/\/blogs.aupairinamerica.com\/boston1\/?p=1272"},"modified":"2016-12-28T09:04:40","modified_gmt":"2016-12-28T14:04:40","slug":"sports-in","status":"publish","type":"post","link":"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/","title":{"rendered":"Sports Insurance"},"content":{"rendered":"<header class=\"entry-header\">\n<h1 class=\"entry-title\"><span style=\"color: #0000ff\">\u00a0Do I need sports insurance?<\/span><\/h1>\n<\/header>\n<div class=\"entry-content\">\n<div class=\"entry-content\">\n<div class=\"entry-content\">\n<p><strong><img loading=\"lazy\" decoding=\"async\" class=\"size-medium alignright\" src=\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg\" alt=\"\" width=\"224\" height=\"300\" \/><\/strong><\/p>\n<p>Trying out winter sports like ice skating, skiing and snow boarding can be\u00a0very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared.<\/p>\n<p><strong>Is it risky to do winter sports without the sports insurance?<\/strong><\/p>\n<p><strong>Yes.\u00a0<\/strong>If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked\u00a0<a href=\"http:\/\/www.costhelper.com\/cost\/health\/broken-arm.html\">this website<\/a>\u00a0for some cost estimates.<\/p>\n<p>Here are a couple examples:<\/p>\n<ul>\n<li>Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.<\/li>\n<li>Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.<\/li>\n<\/ul>\n<p>I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of \u201chigh-risk sports\/activities\u201d that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)<\/p>\n<p>The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($85) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn\u2019t already purchase it. You never know when an opportunity might present itself and you don\u2019t want to miss out on an adventure. You also don\u2019t want to take a risk on getting injured and being responsible for the bill on your own.<\/p>\n<p>Below is a partial list of sports that are only covered with the sports insurance package:<br \/>\nFootball, Rugby, Scuba diving, Ski-doo,\u00a0 Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating,\u00a0\u00a0<strong>Ice Skating,<\/strong>\u00a0<strong>Skiing<\/strong>,\u00a0<strong>Snowboarding<\/strong>,\u00a0<strong>Snowmobiles &amp; Snowshoeing<\/strong>.\u00a0 View the full list on page 3 of the insurance brochure\u00a0<a href=\"http:\/\/www.aupairinamerica.com\/pdf\/2015APIAinsurance_booklet.pdf\"><strong>HERE<\/strong><\/a>(2015 arrival au pairs) &amp;\u00a0<strong><a href=\"http:\/\/www.aupairinamerica.com\/pdf\/2016APIAinsurance_booklet.pdf\">HERE<\/a>\u00a0<\/strong>for (2016 arrival au pairs)<br \/>\nNote: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.<\/p>\n<p><strong>\u00a0<\/strong>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p><span style=\"text-indent: 20px;width: auto;padding: 0px 4px 0px 0px;text-align: center;font: bold 11px\/20px 'Helvetica Neue',Helvetica,sans-serif;color: #ffffff;background: #bd081c  no-repeat scroll 3px 50% \/ 14px 14px;cursor: pointer\">Save<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0Do I need sports insurance? Trying out winter sports like ice skating, skiing and snow boarding can be\u00a0very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared. Is it risky to do winter sports without the sports insurance? Yes.\u00a0If you have to pay  <a class=\"read-more\" href=\"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/\">Read More<\/a><\/p>\n","protected":false},"author":48,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[12,24,25,37,105],"class_list":["post-1272","post","type-post","status-publish","format-standard","hentry","category-au-pair-tips","tag-activities","tag-au-pair-in-america","tag-au-pairs","tag-boston-area","tag-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Sports Insurance - Best Of Boston<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sports Insurance - Best Of Boston\" \/>\n<meta property=\"og:description\" content=\"\u00a0Do I need sports insurance? Trying out winter sports like ice skating, skiing and snow boarding can be\u00a0very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared. Is it risky to do winter sports without the sports insurance? Yes.\u00a0If you have to pay Read More\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/\" \/>\n<meta property=\"og:site_name\" content=\"Best Of Boston\" \/>\n<meta property=\"article:published_time\" content=\"2016-12-28T14:03:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2016-12-28T14:04:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg\" \/>\n<meta name=\"author\" content=\"Patti Estabrook\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Patti Estabrook\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/\",\"name\":\"Sports Insurance - Best Of Boston\",\"isPartOf\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg\",\"datePublished\":\"2016-12-28T14:03:45+00:00\",\"dateModified\":\"2016-12-28T14:04:40+00:00\",\"author\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/#\/schema\/person\/3b2c7fdcdc3932da4c8b7548495876cb\"},\"breadcrumb\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/#primaryimage\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg\",\"contentUrl\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Sports Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/#website\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/\",\"name\":\"Best Of Boston\",\"description\":\"The place to find out about Au Pair in America in the Boston Area &amp; Cape Cod\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/#\/schema\/person\/3b2c7fdcdc3932da4c8b7548495876cb\",\"name\":\"Patti Estabrook\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d8d76202ee8787ba1a575d8f6d1e3cbe407dec44f96d249a697d1d60f4a2e136?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d8d76202ee8787ba1a575d8f6d1e3cbe407dec44f96d249a697d1d60f4a2e136?s=96&d=mm&r=g\",\"caption\":\"Patti Estabrook\"},\"url\":\"https:\/\/blogs.aupairinamerica.com\/boston1\/author\/bos00\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Sports Insurance - Best Of Boston","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Sports Insurance - Best Of Boston","og_description":"\u00a0Do I need sports insurance? Trying out winter sports like ice skating, skiing and snow boarding can be\u00a0very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared. Is it risky to do winter sports without the sports insurance? Yes.\u00a0If you have to pay Read More","og_url":"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/","og_site_name":"Best Of Boston","article_published_time":"2016-12-28T14:03:45+00:00","article_modified_time":"2016-12-28T14:04:40+00:00","og_image":[{"url":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg"}],"author":"Patti Estabrook","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Patti Estabrook","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/","url":"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/","name":"Sports Insurance - Best Of Boston","isPartOf":{"@id":"https:\/\/blogs.aupairinamerica.com\/boston1\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/#primaryimage"},"image":{"@id":"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/#primaryimage"},"thumbnailUrl":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg","datePublished":"2016-12-28T14:03:45+00:00","dateModified":"2016-12-28T14:04:40+00:00","author":{"@id":"https:\/\/blogs.aupairinamerica.com\/boston1\/#\/schema\/person\/3b2c7fdcdc3932da4c8b7548495876cb"},"breadcrumb":{"@id":"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/#primaryimage","url":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg","contentUrl":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/blogs.aupairinamerica.com\/boston1\/2016\/12\/28\/sports-in\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/blogs.aupairinamerica.com\/boston1\/"},{"@type":"ListItem","position":2,"name":"Sports Insurance"}]},{"@type":"WebSite","@id":"https:\/\/blogs.aupairinamerica.com\/boston1\/#website","url":"https:\/\/blogs.aupairinamerica.com\/boston1\/","name":"Best Of Boston","description":"The place to find out about Au Pair in America in the Boston Area &amp; Cape Cod","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blogs.aupairinamerica.com\/boston1\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/blogs.aupairinamerica.com\/boston1\/#\/schema\/person\/3b2c7fdcdc3932da4c8b7548495876cb","name":"Patti Estabrook","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blogs.aupairinamerica.com\/boston1\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d8d76202ee8787ba1a575d8f6d1e3cbe407dec44f96d249a697d1d60f4a2e136?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d8d76202ee8787ba1a575d8f6d1e3cbe407dec44f96d249a697d1d60f4a2e136?s=96&d=mm&r=g","caption":"Patti Estabrook"},"url":"https:\/\/blogs.aupairinamerica.com\/boston1\/author\/bos00\/"}]}},"_links":{"self":[{"href":"https:\/\/blogs.aupairinamerica.com\/boston1\/wp-json\/wp\/v2\/posts\/1272","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.aupairinamerica.com\/boston1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.aupairinamerica.com\/boston1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.aupairinamerica.com\/boston1\/wp-json\/wp\/v2\/users\/48"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.aupairinamerica.com\/boston1\/wp-json\/wp\/v2\/comments?post=1272"}],"version-history":[{"count":0,"href":"https:\/\/blogs.aupairinamerica.com\/boston1\/wp-json\/wp\/v2\/posts\/1272\/revisions"}],"wp:attachment":[{"href":"https:\/\/blogs.aupairinamerica.com\/boston1\/wp-json\/wp\/v2\/media?parent=1272"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.aupairinamerica.com\/boston1\/wp-json\/wp\/v2\/categories?post=1272"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.aupairinamerica.com\/boston1\/wp-json\/wp\/v2\/tags?post=1272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}