{"id":4301,"date":"2022-01-04T09:31:11","date_gmt":"2022-01-04T14:31:11","guid":{"rendered":"https:\/\/blogs.aupairinamerica.com\/mdf\/?p=4301"},"modified":"2022-01-27T13:30:10","modified_gmt":"2022-01-27T18:30:10","slug":"do-you-need-sports-insurance-3","status":"publish","type":"post","link":"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/","title":{"rendered":"Do You Need Sports Insurance?"},"content":{"rendered":"<div class=\"entry-content\">\n<div class=\"entry-content\">\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-2139\" src=\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate.jpg\" alt=\"\" width=\"203\" height=\"272\" srcset=\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate.jpg 538w, https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg 224w\" sizes=\"auto, (max-width: 203px) 100vw, 203px\" \/>Trying out winter sports like ice skating, skiing and snow boarding can be\u00a0very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared.<\/p>\n<p><strong>Is it risky to do winter sports without the sports insurance?<\/strong><\/p>\n<p><strong>Yes.\u00a0<\/strong>If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked\u00a0<a href=\"http:\/\/www.costhelper.com\/cost\/health\/broken-arm.html\">this website<\/a>\u00a0for some cost estimates.<\/p>\n<p>Here are a couple examples:<\/p>\n<ul>\n<li>Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.<\/li>\n<li>Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.<\/li>\n<\/ul>\n<p>It is important that you understand how the medical coverage works for sports related injuries. There is a list of \u201chigh-risk sports\/activities\u201d that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package.<\/p>\n<p>The Sports Insurance was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($105) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn\u2019t already purchase it. You never know when an opportunity might present itself and you don\u2019t want to miss out on an adventure. You also don\u2019t want to take a risk on getting injured and being responsible for the bill on your own.<\/p>\n<p>Below is a partial list of sports that are only covered with the sports insurance package:<br \/>\nFootball, Rugby, Scuba diving, Ski-doo,\u00a0 Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating,\u00a0\u00a0<strong>Ice Skating,<\/strong>\u00a0<strong>Skiing<\/strong>,\u00a0<strong>Snowboarding<\/strong>,\u00a0<strong>Snowmobiles &amp; Snowshoeing<\/strong>.\u00a0 View the full list on your insurance brochure.<\/p>\n<p>Note: Injuries sustained while partaking in these sports are ONLY covered with purchase of the Sports Insurance.<\/p>\n<p><strong>How to register for the Sports Insurance<\/strong><br \/>\nUse the\u00a0<a href=\"https:\/\/drive.google.com\/file\/d\/1taMjUplV6LCksNAcGy285BOvsHfSApXV\/view\"><strong>2022 Sports Insurance Enrollment Form<\/strong><\/a>\u00a0to register. Contact your counselor, if you are unsure which insurance package you have and\/or have questions about sports insurance.<\/p>\n<p>If you think you will be doing any of these sports, you should get it now.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Trying out winter sports like ice skating, skiing and snow boarding can be\u00a0very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared. Is it risky to do winter sports without the sports insurance? Yes.\u00a0If you have to pay your own hospital bills for  <a class=\"read-more\" href=\"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/\">Read More<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[491,507,815,828,1116,959],"class_list":["post-4301","post","type-post","status-publish","format-standard","hentry","category-au-pair-tips","tag-ice-skating","tag-injuries","tag-skiing","tag-snowboarding","tag-sports-insurance","tag-winter"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Do You Need Sports Insurance? - Au Pair Chatter<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do You Need Sports Insurance? - Au Pair Chatter\" \/>\n<meta property=\"og:description\" content=\"Trying out winter sports like ice skating, skiing and snow boarding can be\u00a0very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared. Is it risky to do winter sports without the sports insurance? Yes.\u00a0If you have to pay your own hospital bills for Read More\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/\" \/>\n<meta property=\"og:site_name\" content=\"Au Pair Chatter\" \/>\n<meta property=\"article:published_time\" content=\"2022-01-04T14:31:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-27T18:30:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate.jpg\" \/>\n<meta name=\"author\" content=\"Christine Connally\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Christine Connally\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/\",\"name\":\"Do You Need Sports Insurance? - Au Pair Chatter\",\"isPartOf\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate.jpg\",\"datePublished\":\"2022-01-04T14:31:11+00:00\",\"dateModified\":\"2022-01-27T18:30:10+00:00\",\"author\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/#\/schema\/person\/9fb9cc1886c2d66cd166e480ac0b1b3d\"},\"breadcrumb\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/#primaryimage\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate.jpg\",\"contentUrl\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate.jpg\",\"width\":538,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Do You Need Sports Insurance?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/#website\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/\",\"name\":\"Au Pair Chatter\",\"description\":\"The place to find out about Au Pair in America in Takoma Park, Silver Spring, Prince George&#039;s Co. and Southern Anne Arundel Co., Maryland.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/#\/schema\/person\/9fb9cc1886c2d66cd166e480ac0b1b3d\",\"name\":\"Christine Connally\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c0384e8d12ff1d5e0dac564347c3206310ff4eedaccc85b709a1bb5da20b7541?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c0384e8d12ff1d5e0dac564347c3206310ff4eedaccc85b709a1bb5da20b7541?s=96&d=mm&r=g\",\"caption\":\"Christine Connally\"},\"url\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/author\/cicaupair\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Do You Need Sports Insurance? - Au Pair Chatter","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Do You Need Sports Insurance? - Au Pair Chatter","og_description":"Trying out winter sports like ice skating, skiing and snow boarding can be\u00a0very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared. Is it risky to do winter sports without the sports insurance? Yes.\u00a0If you have to pay your own hospital bills for Read More","og_url":"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/","og_site_name":"Au Pair Chatter","article_published_time":"2022-01-04T14:31:11+00:00","article_modified_time":"2022-01-27T18:30:10+00:00","og_image":[{"url":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate.jpg"}],"author":"Christine Connally","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Christine Connally","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/","url":"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/","name":"Do You Need Sports Insurance? - Au Pair Chatter","isPartOf":{"@id":"https:\/\/blogs.aupairinamerica.com\/mdf\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/#primaryimage"},"image":{"@id":"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/#primaryimage"},"thumbnailUrl":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate.jpg","datePublished":"2022-01-04T14:31:11+00:00","dateModified":"2022-01-27T18:30:10+00:00","author":{"@id":"https:\/\/blogs.aupairinamerica.com\/mdf\/#\/schema\/person\/9fb9cc1886c2d66cd166e480ac0b1b3d"},"breadcrumb":{"@id":"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/#primaryimage","url":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate.jpg","contentUrl":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate.jpg","width":538,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/blogs.aupairinamerica.com\/mdf\/2022\/01\/04\/do-you-need-sports-insurance-3\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/blogs.aupairinamerica.com\/mdf\/"},{"@type":"ListItem","position":2,"name":"Do You Need Sports Insurance?"}]},{"@type":"WebSite","@id":"https:\/\/blogs.aupairinamerica.com\/mdf\/#website","url":"https:\/\/blogs.aupairinamerica.com\/mdf\/","name":"Au Pair Chatter","description":"The place to find out about Au Pair in America in Takoma Park, Silver Spring, Prince George&#039;s Co. and Southern Anne Arundel Co., Maryland.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blogs.aupairinamerica.com\/mdf\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/blogs.aupairinamerica.com\/mdf\/#\/schema\/person\/9fb9cc1886c2d66cd166e480ac0b1b3d","name":"Christine Connally","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blogs.aupairinamerica.com\/mdf\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c0384e8d12ff1d5e0dac564347c3206310ff4eedaccc85b709a1bb5da20b7541?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c0384e8d12ff1d5e0dac564347c3206310ff4eedaccc85b709a1bb5da20b7541?s=96&d=mm&r=g","caption":"Christine Connally"},"url":"https:\/\/blogs.aupairinamerica.com\/mdf\/author\/cicaupair\/"}]}},"_links":{"self":[{"href":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-json\/wp\/v2\/posts\/4301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-json\/wp\/v2\/comments?post=4301"}],"version-history":[{"count":0,"href":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-json\/wp\/v2\/posts\/4301\/revisions"}],"wp:attachment":[{"href":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-json\/wp\/v2\/media?parent=4301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-json\/wp\/v2\/categories?post=4301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-json\/wp\/v2\/tags?post=4301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}