{"id":22,"date":"2023-12-02T09:26:06","date_gmt":"2023-12-02T09:26:06","guid":{"rendered":"https:\/\/blogs.aupairinamerica.com\/mocomd\/2023\/12\/02\/winter-sports-sports-insurance-4\/"},"modified":"2024-01-17T17:54:46","modified_gmt":"2024-01-17T17:54:46","slug":"winter-sports-sports-insurance-4","status":"publish","type":"post","link":"https:\/\/blogs.aupairinamerica.com\/mocomd\/2023\/12\/02\/winter-sports-sports-insurance-4\/","title":{"rendered":"Winter Sports &#038; Sports Insurance"},"content":{"rendered":"<div class=\"entry-content\">\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright\" src=\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate.jpg\" alt=\"\" width=\"126\" height=\"169\" \/>Trying out winter sports like ice skating, skiing, and snowboarding can be\u00a0very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared.<\/p>\n<p><strong>Is it risky to do winter sports without sports insurance?<\/strong><\/p>\n<p><strong>Yes.\u00a0<\/strong>If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked\u00a0<a href=\"http:\/\/www.costhelper.com\/cost\/health\/broken-arm.html\">this website<\/a>\u00a0for some cost estimates.<\/p>\n<p>Here are a couple examples:<\/p>\n<ul>\n<li>Without medical coverage, treating a broken arm or leg (that does not require surgery) could cost up to $2,500.<\/li>\n<li>Without medical coverage, treating a broken arm or leg (requiring surgery) could cost $16,000 or more.<\/li>\n<\/ul>\n<p>You must understand how your medical coverage works for sports-related injuries. There is a list of \u201chigh-risk sports\/activities\u201d that are not covered by basic or upgrade medical insurance plans. Those activities are only covered by the Sports Insurance Package. (Snowtubing is the only snow sport that you already have coverage for without the sports insurance package.)<\/p>\n<p>The Sports Insurance was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and is good for 12 months. The cost will be the same ($115 as of 1\/1\/2024) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on if you haven\u2019t already purchased it. You never know when an opportunity might present itself and you don\u2019t want to miss out on an adventure. You also don\u2019t want to risk getting injured and being responsible for the bill on your own.<\/p>\n<p>Below is a partial list of sports that are only covered by the sports insurance package:<br \/>\nFootball, Rugby, Scuba diving, Ski-doo,\u00a0 Wakeboarding, Skydiving, Parachuting, Rock climbing, Zipline, Skateboarding, Rollerblading, Roller skating,\u00a0\u00a0<strong>Ice Skating,<\/strong>\u00a0<strong>Skiing<\/strong>,\u00a0<strong>Snowboarding<\/strong>,\u00a0<strong>Snowmobiles and Snowshoeing<\/strong>.\u00a0 View the full list on your insurance brochure.<\/p>\n<p>Note: Injuries sustained while partaking in these sports are ONLY covered with the purchase of Sports Insurance.<\/p>\n<p><strong>How to register for the Sports Insurance<\/strong><\/p>\n<p>To enroll in sports insurance, use the link found in the email sent to you with the subject \u201cAu Pair in America Sports Insurance Upgrade Option\u201d. Ask your community counselor if you are having trouble finding the email with the sports insurance enrollment link.<\/p>\n<p>If you think you will be doing any of these sports, you should get it now.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Trying out winter sports like ice skating, skiing, and snowboarding can be\u00a0very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared. Is it risky to do winter sports without sports insurance? Yes.\u00a0If you have to pay your own hospital bills for a broken  <a class=\"read-more\" href=\"https:\/\/blogs.aupairinamerica.com\/mocomd\/2023\/12\/02\/winter-sports-sports-insurance-4\/\">Read More<\/a><\/p>\n","protected":false},"author":100,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[7,8,9,10,11,12,13,14],"class_list":["post-22","post","type-post","status-publish","format-standard","hentry","category-au-pair-tips","tag-coverage","tag-ice","tag-injuries","tag-insurance","tag-skating","tag-skiing","tag-snow","tag-winter-sports"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Winter Sports &amp; Sports Insurance - Montgomery County Au Pair in America Cluster Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blogs.aupairinamerica.com\/mocomd\/2023\/12\/02\/winter-sports-sports-insurance-4\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Winter Sports &amp; Sports Insurance - Montgomery County Au Pair in America Cluster Blog\" \/>\n<meta property=\"og:description\" content=\"Trying out winter sports like ice skating, skiing, and snowboarding can be\u00a0very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared. Is it risky to do winter sports without sports insurance? 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