{"id":254,"date":"2014-02-25T14:40:11","date_gmt":"2014-02-25T14:40:11","guid":{"rendered":"https:\/\/blogs.aupairinamerica.com\/phm\/?p=189"},"modified":"2017-01-11T17:07:04","modified_gmt":"2017-01-11T17:07:04","slug":"winter-sports-and-sports-insurance","status":"publish","type":"post","link":"https:\/\/blogs.aupairinamerica.com\/phm\/2014\/02\/25\/winter-sports-and-sports-insurance\/","title":{"rendered":"Winter Sports and Sports Insurance"},"content":{"rendered":"<p><span style=\"color: #ff0000;\"><strong>Is it risky to do winter sports without the sports insurance? <\/strong><\/span><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-2139 alignright\" src=\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg\" alt=\"ice-skate\" width=\"157\" height=\"210\" \/><\/p>\n<p><span style=\"color: #000000;\"><strong><span style=\"color: #ff0000;\">Yes.<\/span> <\/strong><\/span>If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked <a href=\"http:\/\/www.costhelper.com\/cost\/health\/broken-arm.html\">this website<\/a> for some cost estimates.<\/p>\n<p>Here are a couple examples:<\/p>\n<div class=\"postBody\">\n<ul>\n<li>Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.<\/li>\n<li>Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.<\/li>\n<\/ul>\n<p>I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of \u201chigh-risk sports\/activities\u201d that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)<\/p>\n<p>The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($75) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn\u2019t already purchase it. You never know when an opportunity might present itself and you don\u2019t want to miss out on an adventure. You also don\u2019t want to take a risk on getting injured and being responsible for the bill on your own.<\/p>\n<p><span style=\"text-decoration: underline;\">Below is a partial list of sports that are only covered with the sports insurance package: <\/span><br \/>\nFootball, Rugby, Scuba diving, Ski-doo, Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating, <strong>Ice Skating,<\/strong> <strong>Skiing<\/strong>, <strong>Snowboarding<\/strong>, <strong>Snowmobiles &amp; Snowshoeing<\/strong>. View the full list on page 3 of the insurance brochure <a href=\"http:\/\/www.aupairinamerica.com\/pdf\/2013APIAinsurance_booklet.pdf\"><strong>HERE<\/strong><\/a> (2013 arrival au pairs) &amp; <strong><a href=\"http:\/\/www.aupairinamerica.com\/pdf\/2014APIAinsurance_booklet.pdf\">HERE<\/a> <\/strong>for (2014 arrival au pairs)<br \/>\nNote: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.<\/p>\n<p><span style=\"text-decoration: underline;\">How to register for the Sports Insurance<\/span><br \/>\nDownload the form <a href=\"https:\/\/drive.google.com\/file\/d\/0BwawGFIhZfg5dll4aVVyZzJkTHM\/edit?usp=sharing\"><strong>HERE<\/strong><\/a> and follow the instructions. It takes a few days for your coverage to begin. If you think you will be doing any of these sports, you should get it now.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Is it risky to do winter sports without the sports insurance? Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked <a href=\"http:\/\/www.costhelper.com\/cost\/health\/broken-arm.html\">this website<\/a> for some cost estimates. Here are a couple examples: Without medical coverage, to treat a  <a class=\"read-more\" href=\"https:\/\/blogs.aupairinamerica.com\/phm\/2014\/02\/25\/winter-sports-and-sports-insurance\/\">Read More<\/a><\/p>\n","protected":false},"author":84,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[11,19,102,105,108,159,160,164,187],"class_list":["post-254","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-accidents","tag-au-pair","tag-host-families","tag-ice","tag-insurance","tag-snow","tag-snow-boarding","tag-sports","tag-winter"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Winter Sports and Sports Insurance - Diana&#039;s Au Pair In America Blog<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Winter Sports and Sports Insurance - Diana&#039;s Au Pair In America Blog\" \/>\n<meta property=\"og:description\" content=\"Is it risky to do winter sports without the sports insurance? Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates. 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