{"id":976,"date":"2011-11-21T09:28:16","date_gmt":"2011-11-21T13:28:16","guid":{"rendered":"https:\/\/blogs.aupairinamerica.com\/ri\/?p=976"},"modified":"2011-11-21T09:28:16","modified_gmt":"2011-11-21T13:28:16","slug":"winter-sports-and-sports-insurance","status":"publish","type":"post","link":"https:\/\/blogs.aupairinamerica.com\/ri\/2011\/11\/21\/winter-sports-and-sports-insurance\/","title":{"rendered":"Winter Sports and Sports Insurance"},"content":{"rendered":"<p>With winter sports season approaching, I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of \u201chigh-risk sports\/activities\u201d that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)<a href=\"https:\/\/blogs.aupairinamerica.com\/ri\/2011\/11\/21\/winter-sports-and-sports-insurance\/ice-skate-224x300\/\" rel=\"attachment wp-att-977\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blogs.aupairinamerica.com\/ri\/wp-content\/uploads\/sites\/37\/2011\/11\/ice-skate-224x300.jpg\" alt=\"ice-skate-224x300\" width=\"224\" height=\"300\" class=\"alignnone size-full wp-image-977\" \/><\/a><br \/>\nThe Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for the remainder of the year. The cost will be the same ($50) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn\u2019t already purchase it. You never know when an opportunity might present itself and you don\u2019t want to miss out on an adventure. You also don\u2019t want to take a risk on getting injured and being responsible for the bill on your own.<br \/>\nBelow is a partial list of sports that are only covered with the sports insurance package:<br \/>\nFootball, Rugby, Scuba diving, Ski-doo,  Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating, Ice Skating, Skiing, Snowboarding, Snowmobiles &amp; Snowshoeing.  View the full list on page 3 of the insurance brochure <a href=\"http:\/\/www.aupairinamerica.com\/pdf\/2011APIAinsurance_booklet.pdf\">HERE<\/a>.<br \/>\nNote: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.<br \/>\nHow to register for the Sports Insurance<br \/>\nDownload the form <a href=\"https:\/\/docs.google.com\/leaf?id=0BwawGFIhZfg5ZTU4MmRmODctZDJkNi00N2NlLTlmMjYtZDI5NzhiNmExYTQ3&amp;hl=en_US&amp;pli=1\">HERE <\/a>and follow the instructions.<br \/>\nIs it risky to do winter sports without the sports insurance?<br \/>\nYes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this <a href=\"http:\/\/www.costhelper.com\/cost\/health\/broken-arm.html\">website<\/a> for some cost estimates.<br \/>\nHere are a couple examples:<br \/>\nWithout medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2500.<br \/>\nWithout medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With winter sports season approaching, I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of \u201chigh-risk sports\/activities\u201d that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)<a  <a class=\"read-more\" href=\"https:\/\/blogs.aupairinamerica.com\/ri\/2011\/11\/21\/winter-sports-and-sports-insurance\/\">Read More<\/a><\/p>\n","protected":false},"author":53,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[18,24,118,143,197,199,203,235],"class_list":["post-976","post","type-post","status-publish","format-standard","hentry","category-blog","tag-au-pair","tag-au-pair-in-america","tag-insurance","tag-medical-coverage","tag-skating","tag-skiing","tag-snowboarding","tag-winter-sports"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Winter Sports and Sports Insurance - Au Pair In America - Rhode Island<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Winter Sports and Sports Insurance - Au Pair In America - Rhode Island\" \/>\n<meta property=\"og:description\" content=\"With winter sports season approaching, I wanted to make sure everyone understands how the medical coverage works for sports related injuries. 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Those activities are only covered with the Sports Insurance Package (also known as Option A.)\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blogs.aupairinamerica.com\/ri\/2011\/11\/21\/winter-sports-and-sports-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Au Pair In America - Rhode Island\" \/>\n<meta property=\"article:published_time\" content=\"2011-11-21T13:28:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blogs.aupairinamerica.com\/ri\/wp-content\/uploads\/sites\/37\/2011\/11\/ice-skate-224x300.jpg\" \/>\n<meta name=\"author\" content=\"Terry Sweeney\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Terry Sweeney\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/ri\/2011\/11\/21\/winter-sports-and-sports-insurance\/\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/ri\/2011\/11\/21\/winter-sports-and-sports-insurance\/\",\"name\":\"Winter Sports and Sports Insurance - Au Pair In America - Rhode Island\",\"isPartOf\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/ri\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/ri\/2011\/11\/21\/winter-sports-and-sports-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/ri\/2011\/11\/21\/winter-sports-and-sports-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blogs.aupairinamerica.com\/ri\/wp-content\/uploads\/sites\/37\/2011\/11\/ice-skate-224x300.jpg\",\"datePublished\":\"2011-11-21T13:28:16+00:00\",\"dateModified\":\"2011-11-21T13:28:16+00:00\",\"author\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/ri\/#\/schema\/person\/7ced20e53b55dc1a8f0361ef00b3645d\"},\"breadcrumb\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/ri\/2011\/11\/21\/winter-sports-and-sports-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/blogs.aupairinamerica.com\/ri\/2011\/11\/21\/winter-sports-and-sports-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/ri\/2011\/11\/21\/winter-sports-and-sports-insurance\/#primaryimage\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/ri\/wp-content\/uploads\/sites\/37\/2011\/11\/ice-skate-224x300.jpg\",\"contentUrl\":\"https:\/\/blogs.aupairinamerica.com\/ri\/wp-content\/uploads\/sites\/37\/2011\/11\/ice-skate-224x300.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/ri\/2011\/11\/21\/winter-sports-and-sports-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/blogs.aupairinamerica.com\/ri\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Winter Sports and Sports Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/ri\/#website\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/ri\/\",\"name\":\"Au Pair In America - Rhode Island\",\"description\":\"Resources for au pairs and host families in Rhode Island, and for families who are considering the au pair program for their child care needs. 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