{"id":1285,"date":"2018-02-25T08:03:56","date_gmt":"2018-02-25T08:03:56","guid":{"rendered":"https:\/\/blogs.aupairinamerica.com\/val\/?p=888"},"modified":"2018-01-12T19:51:02","modified_gmt":"2018-01-12T19:51:02","slug":"winter-sports-and-sports-insurance","status":"publish","type":"post","link":"https:\/\/blogs.aupairinamerica.com\/val\/2018\/02\/25\/winter-sports-and-sports-insurance\/","title":{"rendered":"Winter Sports And Sports Insurance"},"content":{"rendered":"<p>From Christine Connally, Community Counselor with Au Pair in America (MD)<\/p>\n<p><span style=\"color: #ff0000\"><strong>Is it risky to do winter sports without the sports insurance?<\/strong><\/span><\/p>\n<p><span style=\"color: #000000\"><strong><span style=\"color: #ff0000\">Yes.<\/span> <\/strong><\/span>If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. Christine checked <a href=\"http:\/\/health.costhelper.com\/broken-arm.html\">this website<\/a> for some cost estimates.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-890\" src=\"https:\/\/blogs.aupairinamerica.com\/val\/wp-content\/uploads\/sites\/8\/2014\/02\/ice-skate-224x300.jpg\" alt=\"ice-skate-224x300\" width=\"224\" height=\"300\" \/>Here are a couple examples:<\/p>\n<div>\n<li>Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.<\/li>\n<li>Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.<\/li>\n<p>We wanted to make sure everyone  understands how the medical coverage  works for sports related injuries.  There is a list of \u201chigh-risk  sports\/activities\u201d that are not covered  with the basic or upgrade  medical insurance plans. Those activities are  only covered with the  Sports Insurance Package (also known as Option A.)<\/p>\n<p>The Sports Insurance Package was available pre-departure and  may  also be purchased at any time during your year. It takes effect  within  48 hours of your enrollment and it is good for 12 months. The cost will  be the same ($75) whether you have a month left  or your whole year  ahead of you. We recommend you pay for it early on, if  you didn\u2019t  already purchase it. You never know when an opportunity  might present  itself and you don\u2019t want to miss out on an adventure. You  also don\u2019t  want to take a risk on getting injured and being responsible  for the  bill on your own.<\/p>\n<p><span style=\"text-decoration: underline\">Below is a partial list of sports that are only covered with the sports insurance package: <\/span><br \/>\nFootball,  Rugby, Scuba diving, Ski-doo,\u00a0 Wakeboarding, Skydiving,  Parachuting,  Rock climbing, Zip line, Skate boarding, Rollerblading,  Roller skating,  <strong>Ice Skating,<\/strong> <strong>Skiing<\/strong>, <strong>Snowboarding<\/strong>, <strong>Snowmobiles &amp; Snowshoeing<\/strong>.\u00a0 View  the full list on page 3 of the insurance brochure <a href=\"http:\/\/www.aupairinamerica.com\/pdf\/2013APIAinsurance_booklet.pdf\"><strong>HERE<\/strong><\/a> (2013 arrival au pairs) &amp; <strong><a href=\"http:\/\/www.aupairinamerica.com\/pdf\/2014APIAinsurance_booklet.pdf\">HERE<\/a> <\/strong>for (2014 arrival au pairs)<br \/>\nNote: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.<\/p>\n<p><span style=\"text-decoration: underline\">How to register for the Sports Insurance<\/span><br \/>\nDownload the form <a href=\"https:\/\/docs.google.com\/file\/d\/0BwawGFIhZfg5dll4aVVyZzJkTHM\/edit\"><strong>HERE<\/strong><\/a> and follow the instructions. It takes a few days for your coverage to  begin. If you think you will be doing any of these sports, you should  get it now<\/div>\n","protected":false},"excerpt":{"rendered":"<p>From Christine Connally, Community Counselor with Au Pair in America (MD) Is it risky to do winter sports without the sports insurance? Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. Christine checked <a href=\"http:\/\/health.costhelper.com\/broken-arm.html\">this website<\/a> for some cost estimates.  <a class=\"read-more\" href=\"https:\/\/blogs.aupairinamerica.com\/val\/2018\/02\/25\/winter-sports-and-sports-insurance\/\">Read More<\/a><\/p>\n","protected":false},"author":13,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,1],"tags":[12,35,37,137,171,184,185,246,276,299,329],"class_list":["post-1285","post","type-post","status-publish","format-standard","hentry","category-au-pair-tips","category-uncategorized","tag-activities","tag-au-pair","tag-au-pair-in-america","tag-fun","tag-insurance","tag-live-in-childcare","tag-live-in-childcare-northern-virginia","tag-safety","tag-sports","tag-tips","tag-winter"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Winter Sports And Sports Insurance - Diane&#039;s Au Pair In America Blog<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Winter Sports And Sports Insurance - Diane&#039;s Au Pair In America Blog\" \/>\n<meta property=\"og:description\" content=\"From Christine Connally, Community Counselor with Au Pair in America (MD) Is it risky to do winter sports without the sports insurance? 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