{"id":1540,"date":"2012-03-24T17:05:48","date_gmt":"2012-03-24T21:05:48","guid":{"rendered":"https:\/\/blogs.aupairinamerica.com\/vas\/?p=144"},"modified":"2012-03-24T17:05:48","modified_gmt":"2012-03-24T21:05:48","slug":"do-you-have-enough-insurance","status":"publish","type":"post","link":"https:\/\/blogs.aupairinamerica.com\/vas\/2012\/03\/24\/do-you-have-enough-insurance\/","title":{"rendered":"Do you have enough insurance?"},"content":{"rendered":"

Is it risky to do sports without the sports insurance?<\/strong><\/span><\/h2>\n

YES!!<\/span> <\/span><\/strong>If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. <\/span><\/p>\n

Here are a couple examples:<\/p>\n

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2500.<\/li>\n
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.<\/li>\n

    I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of \u201chigh-risk sports\/activities\u201d that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)<\/p>\n

    The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for the remainder of the year. The cost will be the same ($60) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn\u2019t already purchase it. You never know when an opportunity might present itself and you don\u2019t want to miss out on an adventure. You also don\u2019t want to take a risk on getting injured and being responsible for the bill on your own.<\/p>\n

    Below is a partial list of sports that are only covered with the sports insurance package:
    \nFootball, Rugby, Scuba diving, Ski-doo,\u00a0 Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating, Ice skating, Skiing, Snowboarding, Snowmobiles and Snowshoeing.\u00a0View the full list on page 3 of the insurance brochure\u00a0HERE<\/a><\/strong>.
    \nNote: Injuries sustained while involved in these sports are covered with purchase of the Sports Insurance ONLY.<\/p>\n

    How to register for the Sports Insurance
    \nDownload the form\u00a0    HERE<\/strong><\/a> and follow the instructions.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Information on the Sport’s Insurance Package.<\/p>\n","protected":false},"author":14,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,1],"tags":[9,254,289],"class_list":["post-1540","post","type-post","status-publish","format-standard","hentry","category-q-and-a","category-uncategorized","tag-accident","tag-insurance","tag-medical"],"yoast_head":"\nDo you have enough insurance? - Fredericksburg Au Pair In America Blog<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do you have enough insurance? - Fredericksburg Au Pair In America Blog\" \/>\n<meta property=\"og:description\" content=\"Information on the Sport's Insurance Package.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blogs.aupairinamerica.com\/vas\/2012\/03\/24\/do-you-have-enough-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Fredericksburg Au Pair In America Blog\" \/>\n<meta property=\"article:published_time\" content=\"2012-03-24T21:05:48+00:00\" \/>\n<meta name=\"author\" content=\"Lissa Eaton\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lissa Eaton\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/vas\/2012\/03\/24\/do-you-have-enough-insurance\/\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/vas\/2012\/03\/24\/do-you-have-enough-insurance\/\",\"name\":\"Do you have enough insurance? 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