{"id":1813,"date":"2015-02-01T12:13:25","date_gmt":"2015-02-01T12:13:25","guid":{"rendered":"https:\/\/blogs.aupairinamerica.com\/vas\/2014\/02\/01\/do-you-need-sports-insurance\/"},"modified":"2015-01-07T23:56:39","modified_gmt":"2015-01-07T23:56:39","slug":"do-you-need-sports-insurance","status":"publish","type":"post","link":"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/","title":{"rendered":"Do you need sports insurance?"},"content":{"rendered":"<h3 style=\"margin: 0px;padding: 0px;font-size: 18px;color: #00529c;font-family: Geneva, Arial, Helvetica, sans-serif;line-height: normal\"><img loading=\"lazy\" decoding=\"async\" style=\"padding: 5px;border-style: none\" src=\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg\" alt=\"ice-skate\" width=\"157\" height=\"210\" \/><span style=\"color: #ff0000\"><strong>Is it risky to do winter sports without the sports insurance?<\/strong><\/span><\/h3>\n<div style=\"margin: 0px;padding: 0px;color: #333333;font-family: Geneva, Arial, Helvetica, sans-serif;font-size: 12px;line-height: normal\">\n<p style=\"margin: 0px;padding: 8px 0px;line-height: 1.7\"><span style=\"color: #000000\"><strong><span style=\"color: #ff0000\">Yes.<\/span> <\/strong><\/span>If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked\u00a0<a href=\"http:\/\/www.costhelper.com\/cost\/health\/broken-arm.html\">this website<\/a> for some cost estimates.<\/p>\n<p style=\"margin: 0px;padding: 8px 0px;line-height: 1.7\">Here are a couple examples:<\/p>\n<li>Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.<\/li>\n<li>Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.<\/li>\n<p style=\"margin: 0px;padding: 8px 0px;line-height: 1.7\">I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of \u201chigh-risk sports\/activities\u201d that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)<\/p>\n<p style=\"margin: 0px;padding: 8px 0px;line-height: 1.7\">The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($75) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn\u2019t already purchase it. You never know when an opportunity might present itself and you don\u2019t want to miss out on an adventure. You also don\u2019t want to take a risk on getting injured and being responsible for the bill on your own.<\/p>\n<p style=\"margin: 0px;padding: 8px 0px;line-height: 1.7\"><span style=\"text-decoration: underline\">Below is a partial list of sports that are only covered with the sports insurance package: <\/span><br \/>\nFootball, Rugby, Scuba diving, Ski-doo,\u00a0 Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating,\u00a0<strong>Ice Skating,<\/strong> <strong>Skiing<\/strong>,\u00a0<strong>Snowboarding<\/strong>,<strong>Snowmobiles &amp; Snowshoeing<\/strong>.\u00a0 View the full list on page 3 of the insurance brochure\u00a0<a href=\"http:\/\/www.aupairinamerica.com\/pdf\/2013APIAinsurance_booklet.pdf\"><strong>HERE<\/strong><\/a> (2013 arrival au pairs) &amp;\u00a0<strong><a href=\"http:\/\/www.aupairinamerica.com\/pdf\/2014APIAinsurance_booklet.pdf\">HERE<\/a> <\/strong>for (2014 arrival au pairs)<br \/>\nNote: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.<\/p>\n<p style=\"margin: 0px;padding: 8px 0px;line-height: 1.7\"><span style=\"text-decoration: underline\">How to register for the Sports Insurance<\/span><br \/>\nDownload the form\u00a0<a href=\"https:\/\/drive.google.com\/file\/d\/0BwawGFIhZfg5dll4aVVyZzJkTHM\/edit?usp=sharing\"><strong>HERE<\/strong><\/a> and follow the instructions. It takes a few days for your coverage to begin. If you think you will be doing any of these sports, you should get it now.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sports insurance information<\/p>\n","protected":false},"author":14,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[27,28,188,265,279,290,438,444],"class_list":["post-1813","post","type-post","status-publish","format-standard","hentry","category-q-and-a","tag-au-pair","tag-au-pair-in-america","tag-fredericksburg","tag-king-george","tag-live-in-childcare","tag-medical-insurance","tag-sports-insurance","tag-stafford"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Do you need sports insurance? - Fredericksburg Au Pair In America Blog<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do you need sports insurance? - Fredericksburg Au Pair In America Blog\" \/>\n<meta property=\"og:description\" content=\"Sports insurance information\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Fredericksburg Au Pair In America Blog\" \/>\n<meta property=\"article:published_time\" content=\"2015-02-01T12:13:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-01-07T23:56:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg\" \/>\n<meta name=\"author\" content=\"Lissa Eaton\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lissa Eaton\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/\",\"name\":\"Do you need sports insurance? - Fredericksburg Au Pair In America Blog\",\"isPartOf\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/vas\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg\",\"datePublished\":\"2015-02-01T12:13:25+00:00\",\"dateModified\":\"2015-01-07T23:56:39+00:00\",\"author\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/vas\/#\/schema\/person\/9606ac94f3d9e032630eeb58814e5cb6\"},\"breadcrumb\":{\"@id\":\"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/#primaryimage\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg\",\"contentUrl\":\"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/blogs.aupairinamerica.com\/vas\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Do you need sports insurance?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/vas\/#website\",\"url\":\"https:\/\/blogs.aupairinamerica.com\/vas\/\",\"name\":\"Fredericksburg Au Pair In America Blog\",\"description\":\"The place to find out about Au Pair in America in Fredericksburg, Spotsylvania, Stafford, Ruther Glen and King George, VA\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/blogs.aupairinamerica.com\/vas\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/vas\/#\/schema\/person\/9606ac94f3d9e032630eeb58814e5cb6\",\"name\":\"Lissa Eaton\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/blogs.aupairinamerica.com\/vas\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3430cc0157e86d8be9b23de8ad84ae6a2494698bd0c0013325b0bf551870b476?s=96&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3430cc0157e86d8be9b23de8ad84ae6a2494698bd0c0013325b0bf551870b476?s=96&r=g\",\"caption\":\"Lissa Eaton\"},\"url\":\"https:\/\/blogs.aupairinamerica.com\/vas\/author\/vas00\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Do you need sports insurance? - Fredericksburg Au Pair In America Blog","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Do you need sports insurance? - Fredericksburg Au Pair In America Blog","og_description":"Sports insurance information","og_url":"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/","og_site_name":"Fredericksburg Au Pair In America Blog","article_published_time":"2015-02-01T12:13:25+00:00","article_modified_time":"2015-01-07T23:56:39+00:00","og_image":[{"url":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg"}],"author":"Lissa Eaton","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Lissa Eaton","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/","url":"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/","name":"Do you need sports insurance? - Fredericksburg Au Pair In America Blog","isPartOf":{"@id":"https:\/\/blogs.aupairinamerica.com\/vas\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/#primaryimage"},"image":{"@id":"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg","datePublished":"2015-02-01T12:13:25+00:00","dateModified":"2015-01-07T23:56:39+00:00","author":{"@id":"https:\/\/blogs.aupairinamerica.com\/vas\/#\/schema\/person\/9606ac94f3d9e032630eeb58814e5cb6"},"breadcrumb":{"@id":"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/#primaryimage","url":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg","contentUrl":"https:\/\/blogs.aupairinamerica.com\/mdf\/wp-content\/uploads\/sites\/2\/2011\/11\/ice-skate-224x300.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/blogs.aupairinamerica.com\/vas\/2015\/02\/01\/do-you-need-sports-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/blogs.aupairinamerica.com\/vas\/"},{"@type":"ListItem","position":2,"name":"Do you need sports insurance?"}]},{"@type":"WebSite","@id":"https:\/\/blogs.aupairinamerica.com\/vas\/#website","url":"https:\/\/blogs.aupairinamerica.com\/vas\/","name":"Fredericksburg Au Pair In America Blog","description":"The place to find out about Au Pair in America in Fredericksburg, Spotsylvania, Stafford, Ruther Glen and King George, VA","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blogs.aupairinamerica.com\/vas\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/blogs.aupairinamerica.com\/vas\/#\/schema\/person\/9606ac94f3d9e032630eeb58814e5cb6","name":"Lissa Eaton","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blogs.aupairinamerica.com\/vas\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3430cc0157e86d8be9b23de8ad84ae6a2494698bd0c0013325b0bf551870b476?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3430cc0157e86d8be9b23de8ad84ae6a2494698bd0c0013325b0bf551870b476?s=96&r=g","caption":"Lissa Eaton"},"url":"https:\/\/blogs.aupairinamerica.com\/vas\/author\/vas00\/"}]}},"_links":{"self":[{"href":"https:\/\/blogs.aupairinamerica.com\/vas\/wp-json\/wp\/v2\/posts\/1813","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.aupairinamerica.com\/vas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.aupairinamerica.com\/vas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.aupairinamerica.com\/vas\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.aupairinamerica.com\/vas\/wp-json\/wp\/v2\/comments?post=1813"}],"version-history":[{"count":0,"href":"https:\/\/blogs.aupairinamerica.com\/vas\/wp-json\/wp\/v2\/posts\/1813\/revisions"}],"wp:attachment":[{"href":"https:\/\/blogs.aupairinamerica.com\/vas\/wp-json\/wp\/v2\/media?parent=1813"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.aupairinamerica.com\/vas\/wp-json\/wp\/v2\/categories?post=1813"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.aupairinamerica.com\/vas\/wp-json\/wp\/v2\/tags?post=1813"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}