Health- Avoid the ER and save some money.  There is an additional ER deductible for visits not deemed “emergencies”.  **Note there are several plans with differing deductibles.  Visit http://aupairinamerica.com/resources/life_in_the_us/insurance_3.asp for full details. If you are not feeling well, but it is not an emergency try to visit a local walk-in health care clinic. There are several clinics in our area including those located inside the Southbury CVS, and Walgreens. There is also an urgent care clinic in Southbury and one near Newtown in Monroe. Please contact me if you need to see a healthcare professional and have trouble finding a clinic near you.