Is it risky to do winter sports without the sports insurance?
Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.
Here are a couple examples:
- Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
- Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.
I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)
The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($75) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.
Below is a partial list of sports that are only covered with the sports insurance package:
Football, Rugby, Scuba diving, Ski-doo, Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating, Ice Skating, Skiing, Snowboarding, Snowmobiles & Snowshoeing. View the full list on page 3 of the insurance brochure HERE (2013 arrival au pairs) & HERE for (2014 arrival au pairs)
Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.
How to register for the Sports Insurance
Download the form HERE and follow the instructions. It takes a few days for your coverage to begin. If you think you will be doing any of these sports, you should get it now.
Here is a fun Halloween treat of the season. Who knew eating spider webs could be so yummy?! These are easy, inexpensive, and cute!
– pretzel sticks
– white chocolate/bark candy coating
– chocolate (baker’s, candy coating, or chips would probably all work)
– baggie or pastry bag
– wax paper
Lay out your pretzels on the wax paper in “starburst” arrangements of 6 or 8 pretzels (it’s a good idea to put it on a cookie sheet for transport stability).
After melting your white chocolate/bark coating, place in a baggie and cut the corner off (or use a pastry bag). Start piping your chocolate in the middle of the pretzel arrangement, making sure to coat all the pretzels.
Continue piping outward around the pretzels, until you have a web. Then, place two raisins in the middle for the body of the spider.
Melt your regular chocolate and pipe over the raisins. I found that the spiders turned out better when I piped the legs of the spider first and then did the body. Place in the fridge for a few minutes until the chocolate is hard. Then, gently peel back the wax paper.…and eat!
The Social Security office! Yes, this is where the au pair programs are getting affected.
During the government shut down, the Social Security office is not accepting any new applications for social security numbers. Our au pairs all have their legal documents– J-1 visa, I-94 and DS2019 that permit them to legally work in our country, however they must bring these documents to the SS office and apply for their official and original social security card.
Then…they need their SS cards to apply for a PA driver’s license. Until the government reopens, everything is at a stand still. If you have your au pair driving, please be very clear of your insurance provider’s requiremnts in order to cover her as a driver. If they will only allow licensed CA drivers, she cannot drive until the government comes to an agreement and reopens their doors, allowing her to get the documents she needs to be covered.
We are very proud of the ongoing training we offer our au pairs which provides further educational on a wide range of topics.. Our orientation trainers take great care to research and prepare the topics presented and we get great feedback from au pairs who attend. Please help us spread the word by sharing the information via your FB groups, blogs, newsletters and emails.
Au pairs are sent emails monthly with the webinar details and reminders on the day of training and can register through the webinar link in the email.
Webinar Schedule (All times Eastern time zone)
8 pm Nutrition. Good eating for you and your kids
9 pm It’s Up to You. Making the most of your Au Pair year
10 pm Activities to do with Preschoolers
11 am Language Development: Birth and beyond
12 noon Tantrums are no fun for anyone. Help, my kids are fighting again!
1 pm American holidays: what they are, activities and getting through
the holiday blues
8 pm Managing play with more than one child
9 pm Repatriation
10 pm Feeling Sad or Stressed: Tips for gaining balance in your life
11 am Help! My kids are fighting again
12 noon Activities for School Age Kids
1 pm Homesickness. Making it through
8 pm Activities to do with Preschoolers
9 pm Successfully communicating with your host family
10 am Homework: Finding the right strategy for your child
9 pm Homesickness. Making it through
10 pm Toilet Training 101
8 pm Tantrums are no fun for anyone
Au Pairs often find themselves driving the kids around to activities. Be sure to know the rules of the road in order to be safe and avoid getting a fine. The rules regarding stopping for school buses are:
- Yellow flashing lights indicate that the bus is preparing to load or unload children. You should slow down and prepare to stop the car.
- Red flashing lights and extended stop arms indicate that the bus has stopped, and children are getting on or off. Motorists approaching from either direction must wait until the red lights stop flashing before proceeding.
- It is against the law to pass a stopped school bus while its lights are flashing and its’ stop arm is extended. Vehicles must stop on both sides of the roadway. Failure to stop can result in high fines which the au pair has to pay, not the host family.
Our annual Au Pair Birthday Party was held on Friday, July 26-this is the day that we celebrate all of our au pairs’ birthdays with a BBQ and birthday cake for all. The weather was beautiful, and the evening was fun and festive!
St. Patrick’s Day is observed on March 17, because that is the feast day of St. Patrick, the patron saint of Ireland. It has become a holiday all around the world, where everyone can share in the fun and be Irish for the day.
Fun Ideas with the Kids
St. Patrick’s Day Recipes
Irish Soda Bread
Corned Beef & Cabbage
- The color green is also commonly associated with Ireland, also known as “the Emerald Isle.”
- One estimate suggests that there are about 10 000 regular three-leaf clovers for every lucky four-leaf clover.
- Legend says that each leaf of the clover means something: the first is for hope, the second for faith, the third for love and the fourth for luck.