Monthly Archives: October 2021

Places to Go For Urgent Medical Care

In a true emergency, seek medical attention as soon as possible at the hospital emergency room.

If you have a medical problem that you would like to be seen by a doctor the same day for, but you do not feel that it is an emergency, the best place to go would be an urgent care clinic. If you go to the emergency room for something that is not an emergency (like for a sore throat or pink eye), they will see you and treat you, but will not admit you to the hospital. In a case like that, there is an additional $500 deductible by the insurance company. The emergency room is not to be used as your regular doctor.

Here is the link to the medical insurance information and claim forms: APIA Medical
You may go to any doctor or clinic you choose, but if you go to an in-network doctor you are less likely to be asked to pay upfront. If you do have to pay upfront, you can be reimbursed by submitting a claim form to the insurance (providing you have met your deductible, if applicable.)

Here’s how to find the Urgent Care Centers near you who accept our insurance (Aetna)

  1. To find the one nearest to you, go HERE.
  2. Type in your zip code.
  3. Select a Plan. Choose “Passport to Healthcare Primary PPO Network”.
  4. Under “Find what you need by category”, select “Urgent Care” or “Walk-in Clinic”.

You will receive results like the examples below –

 

 

 

 

 

 

 

 

 

 

 

 

 

What if you know of another Urgent Care Center near you and it doesn’t appear on the insurance search results? You may call the facility and ask if they accept Aetna. If they say yes, you may go there also. Urgent Care Centers are popping up everywhere and they don’t always get added to the insurance listing immediately.

As of 1/9/2020, Medstar Health, Patient Express, Righttime, Patriot Urgent Care are among the Aetna participating providers.  

For fairly simple medical issues the CVS Minute Clinic is a great option. 

CVS Minute Clinic – www.minuteclinic.com
Open daily – Hours vary by location. No appointment is necessary.
Locations including: Annapolis, Dunkirk, Edgewater & Leonardtown
For less complicated illnesses including: Allergies, Bladder Infections, Colds, Ear Infections, Pink Eye & Styes, Sinus Infections, Strep Throat, Swimmer’s Ear, Athlete’s Foot, Cold Sores, and Vaccinations.
Visit their website for a complete list of locations, conditions they will treat and the costs.

Bring your Insurance Card – You will need to show your insurance card. You should have received an email from CISI when you arrived. You can search for that email and print your card. Another option is to register at the myCISI portal and print a card from there.

Scam Alert: Tips to Avoid Being Scammed

SCAM #1 – A caller says they are a contact tracer and you may have been exposed to COVID-19 and asks you to pay for a test kit.

  • Contact tracers will not ask you for payment.

What to do? Do not give any payment information to someone who calls you on the phone.

SCAM #2 – Calls asking for your PIN, password, personal information or a payment.

  • Your bank will not call you and ask you for your PIN number or password.
  • IRS and Social Security Administration will not ask you for payment or personal info over the phone. Government agencies usually handle issues like this by sending a letter.
  • The number shown on caller ID can be manipulated, don’t take that as a sign that a call is legitimate.

What to do? Whenever you are in doubt, hang up and call the bank (or company) directly using a number you already have for them.

SCAM #3 – Email asking you to click a link to verify your personal information or share your password or PIN.

  • Be very suspicious of emails asking you to click links.
  • Scammers are very good at creating official looking emails and webpages.

What to do? Whenever you are in doubt, go directly to the website (not using the link in the email).

SCAM #4 – You see an offer online telling you to send them some money and they will double it or a pop-up ad says that you have won a great prize and just need to give them your information.

  • When something sounds too good to be true, it usually is.

What to do? Do not give your personal information or any money to people you don’t know.

SCAM #5 – You receive a call and you are told to stay on the phone while you go transfer or withdraw money from the bank and if you don’t you will be arrested or your bank account seized.

  • They are using the idea that this is an urgent situation to make you act quickly without thinking to avoid the consequence they have told you.

What to do? Do not follow their instructions.

Whenever you are in doubt, do not do as the caller or email asks. Check with your host parents or community counselor.

One other note: It is very important to keep your social security number private. There are very few situations where you will need to share this (bank, IRS, motor vehicle agency). Those are times you are taking an action and need to provide it. There is not a legitimate time where someone would be calling you on the phone or emailing you asking for that number.

Image: Canva.com

Halloween

Halloween is fast approaching! There are many ways that you can make this time fun and interesting for both you and the children you care for! COVID might change how we celebrate, but there are lots of ways to have fun at home with each other this season!

philip-james-flickrAu Pair in America has captured a wonderful array of projects you can work on together. You can find them on our Halloween Fun Pinterest board! Try making a collection of glowing pumpkins using jars from the host family’s recycling! You’ll need clean jars, liquid glue, orange tissue paper, some paint, black construction paper or cardstock and a strand of lights or battery operated tea lights.

mootsie

If you have a collection of plastic pumpkins for trick or treating, place them on a shelf or table and dress them up! Baseball hats, party hats, tiaras, fire fighter hats, pirate hats and more will help you create a fun display! Dig through the dress up collection for some great options or make some of your own with craft supplies!

Check out the Pinterest board for some great ideas like

Photos by Philip James and Mootsie