In a true emergency, seek medical attention as soon as possible at the hospital emergency room.
What I am talking about here are places where you can go when you have a medical problem and would like to be seen the same day, but you do not feel that it is an emergency. If you go to the emergency room for something that is not an emergency (like for a sore throat or pink eye), they will see you and treat you, but will not admit you to the hospital. In a case like that, there is an additional $500 deductible by the insurance company. The emergency room is not to be used as your regular doctor.
Here is the link to the medical insurance information and claim forms: APIA Medical
You may go to any doctor or clinic you choose, but if you go to an in-network doctor you are less likely to be asked to pay up front. If you do have to pay up front, you can be reimbursed by submitting a claim form to the insurance (providing you have met your deductible, if applicable.)
***ALWAYS bring your printed First Heath Network card with you when getting medical care*** This card was emailed to you during your FIRST week in the US.
Here’s how to find the Urgent Care Centers near you who accept our insurance (First Health Network.)
- To find the one nearest to you, go HERE on our Insurance Website.
- Type your zip code and click on “urgent care”.
You will receive results like the example below and have the option to get information on each one. You also have search options on the left, if you are looking for more specific choices.
What if you know of another Urgent Care Center near you and it doesn’t appear on the insurance search results? You may call the facility and ask if they accept First Health Network. If they say yes, you may go there also. Urgent Care Centers are popping up everywhere and they don’t always get added to the insurance listing immediately.