Tag Archives: au pair

Do I need Sports Insurance?

Trying out winter sports like ice skating, skiing and snow boarding can be very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared.

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Is it risky to do winter sports without the sports insurance?

Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.

I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)

The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($85) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

Below is a partial list of sports that are only covered with the sports insurance package:
Football, Rugby, Scuba diving, Ski-doo,  Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating,  Ice Skating, Skiing, Snowboarding, Snowmobiles & Snowshoeing.  View the full list on page 3 of the insurance brochure HERE(2015 arrival au pairs) & HERE for (2016 arrival au pairs)
Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.

How to register for the Sports Insurance
Contact Lisa or Christine if you are unsure which insurance package you have or to get a copy of the Sports Insurance Enrollment Form. It takes a few days for your coverage to begin. If you think you will be doing any of these sports, you should get it now.

Happy Labor Day!

Labor DayHere are some interesting fact about the upcoming Labor Day holiday that you may not know.  Below are some tips on what you can do with your children to celebrate from cooking recipes to coloring pages.  Use this time to engage is some cultural sharing with your families.

The Workman’s Holiday ~ Dedicated in honor of the worker, Labor Day is also known as the “workingman’s holiday”. The holiday is dedicated to all workers in the United States in respect and appreciation for the work they do in or outside of the home, union or non-union, big companies and small companies and au pairs too. As long as you work somewhere at something, this holiday is for you! It is a day to celebrate your contribution to American working life and the work you do.

The First Labor Day ~ The first Labor Day was celebrated in New York City on September 5, 1882 and was started by the Central Labor Union in New York City. In 1884, it was moved to the first Monday in September where it is celebrated today. Labor Day quickly became popular and one state after another voted it as a holiday. On June 28, 1894, the U.S. congress voted it a national holiday.

The End of Summer ~ Labor Day is also viewed as the official end of summer. While the Fall Equinox is still a couple of weeks away, kids go back to school and summer vacations are over. This day is celebrated with a long weekend off from work and union sponsored parades. Many people celebrate this weekend with one last picnic. It is also the date that many people close up the swimming pool, and put away the boats.

Was it McGuire or Maguire? Either Peter McGuire or Matthew Maguire is the Creator of Labor Day. Peter J. McGuire, was an active labor organizer. He was also general secretary of the Brotherhood of Carpenters and Joiners and a co-founder of the American Federation of Labor. He was believed to be the first to suggest a day be dedicated to American workers and their accomplishments. Matthew Maguire however, was secretary of the Central Labor Union in New York in 1882 and many believed that he proposed the holiday in 1882.

So What do Americans eat on Labor Day? Picnics and barbecues are popular ways  to celebrate Labor Day.  Old standards are hamburgers, corn dogs, coleslaw, potato salad  corn on the cob, baked beans and sliced tomatoes. Finish up with sliced watermelon, apple or blueberry  pie and freshly churned ice cream.  Sound good?

Want to try a recipe?

Click here for Labor Day coloring pages: http://www.apples4theteacher.com/coloring-pages/labor-day/

Click here for Labor Day short stories for children: http://www.apples4theteacher.com/holidays/labor-day/short-stories/

Happy Independence Day!

July 4thKnown as the Fourth of July and Independence Day, July 4th has been a federal holiday in the United States since 1941, but the tradition of Independence Day celebrations goes back to the 18th century and the American Revolution (1775-83). In June 1776, representatives of the 13 colonies then fighting in the revolutionary struggle weighed a resolution that would declare their independence from Great Britain. On July 2nd, the Continental Congress voted in favor of independence, and two days later its delegates adopted the Declaration of Independence, a historic document drafted by Thomas Jefferson. From 1776 until the present day, July 4th has been celebrated as the birth of American independence, with typical festivities ranging from fireworks, parades and concerts to more casual family gatherings and barbecues.

HAVE A HAPPY 4th of JULY!!

Winter Sports and Sports Insurance

Is it risky to do winter sports without the sports insurance?
ice-skate

Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.
  • I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)

    The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($75) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

    Below is a partial list of sports that are only covered with the sports insurance package:
    Football, Rugby, Scuba diving, Ski-doo, Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating, Ice Skating, Skiing, Snowboarding, Snowmobiles & Snowshoeing. View the full list on page 3 of the insurance brochure HERE (2013 arrival au pairs) & HERE for (2014 arrival au pairs)
    Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.

    How to register for the Sports Insurance
    Download the form HERE and follow the instructions. It takes a few days for your coverage to begin. If you think you will be doing any of these sports, you should get it now.

    Snow Days!!

    snow day by tony crider

    Looking for ideas to keep the kids busy on this snow day?

    Here is a simple snow day game plan…

    1. Play in the snow
    2. Come inside and warm up with hot chocolate (don’t forget the marshmallows)
    3. Do some Snowflake Crafts
    4. Play board games or legos together
    5. Ever heard of Snow Ice Cream?
    6. Look for more fun things to do on the APIA Pinterest Boards
    7. Bake cookies together or make some other fun recipe
    8. Play in the snow again
    9. Warm up inside taking turns on the Make a Snowflake Website
    10. Make a blanket fort

    Stay warm & have fun!

    Valentine’s Day.

    Valentine’s Day is a time of love, friendship, giving, and caring. Americans use Valentine’s Day as an opportunity to tell friends and family how much they care.  Children usually exchange cards at school.

    Are you looking for Valentine’s day activity and craft ideas?

    Look no further…  Au Pair in America has a Pinterest Pinboard devoted to Valentine’s Day:

    APIA Valentine’s Day Pinboard

    valentine's day heart

    Winter Sports and Sports Insurance

    Is it risky to do winter sports without the sports insurance?

    Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

    Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.
  • I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)

    The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($75) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

    Below is a partial list of sports that are only covered with the sports insurance package:
    Football, Rugby, Scuba diving, Ski-doo,  Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating, Ice Skating, Skiing, Snowboarding, Snowmobiles & Snowshoeing.  View the full list on page 3 of the insurance brochure HERE (2013 arrival au pairs) & HERE for (2014 arrival au pairs)
    Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.

    How to register for the Sports Insurance
    Download the form HERE and follow the instructions. It takes a few days for your coverage to begin. If you think you will be doing any of these sports, you should get it now.

    Martin Luther King Day

    “I have a dream that my four little children will one day live in a nation where they will not be judged by the color of their skin, but by the content of their character.”
    – Martin Luther King, I Have a Dream Quote

    Martin Luther King Jr. was an important leader of the civil rights movement here in America during the 1950s and 60s. The holiday was created as a day to remember his fight for the freedom, equality, and dignity of all races and peoples and as a time to remember the message of change through nonviolence.

    Here are some links about the history of this holiday including a biography of Dr. King, a quiz for kids and a junior crossword.  Maybe you can do something special with the kids to acknowledge the day.

    http://www.infoplease.com/spot/mlkbiospot.html

    http://www.infoplease.com/spot/mlkjrday1.html

    To read the full I Have a dream Speech go to:

    http://www.americanrhetoric.com/speeches/mlkihaveadream.htm

    Happy Thanksgiving!

    shayagency.com

    shayagency.com

    Thanksgiving Day, is a holiday celebrated in the United States on the fourth Thursday in November. It has officially been an annual tradition since 1863, when, during the Civil War, President Abraham Lincoln proclaimed a national day of “Thanksgiving and Praise to our beneficent Father who dwelleth in the Heavens.”  Thanksgiving, a uniquely American holiday, dates back to the first European settlers in North America.  After much hardship, illness and hard work, the Pilgrims were finally able to celebrate a successful harvest which they shared with their Native American friends who had helped them through their difficult beginning in America.  Today this day is set aside to feast and to give thanks-something we can all share, as we too celebrate our cross-cultural friendships.

    Some activities to share with the children :

    Maple-Nut-Berry Popcorn Balls ( for children ages 3 and older): Add some chopped walnuts and raspberries, blueberries or blackberries. Add enough melted butter to lightly coat popcorn. Stir. Pour maple syrup over the warm popcorn and stir until all the corn, nuts and berries are covered. Shape the sticky corn into balls and place on a plate to refrigerate until the syrup hardens.

    Thanksgiving cards and place cards: Fold a piece of paper in half, place a leaf on the inside and close the card. Use a crayon to rub lightly across the front of the card in the area where the leaf is. The shape of the leaf will appear on the outside. Remove the leaf. Write a name on the front for a place card, or a message inside for a Thanksgiving card. Older children might want to make more sophisticated designs using more than one leaf.

    Make a chain of paper doll (adults should do the cutting): Fold a piece of paper back and forth over and over again with a width between folds of 2-3 inches. With the paper folded cut out a shape of a person, make sure that the hands and feet touch the fold, but don’t cut through the fold. When you unfold the paper there will be a line of people holding hands. Children ages 3-10 can color the figures to look like Pilgrims(men wore big white collars, belts with buckles, and buckles on their shoes, pants to their knees; women wore white hats and aprons over solid color dresses) or Native Americans (draw feather headdresses and brightly colored geometric patterns on their clothes).

    Tree of Thanks: This Thanksgiving tree is bound to become a new holiday tradition.

    Trace leaves onto autumn colored craft’s paper and cut out. Punch a hole into the stem of each paper leaf. Measure and cut a 2” length of wire or twine for each leaf. Thread it through the hole and bend the ends to make a hook for hanging. Place the tree branches in a pot or vase. Let the children or/and guests choose a leaf or two and ask them to jot down things that they are thankful for.