Tag Archives: medical

Health and Safety-What are Ticks?

When the weather is nice, we spend more time outdoors with the children. Playing in the back yard, at the playground or walking on nature trails are great ways to get fresh air and exercise.

What are ticks? – Ticks are small mites that attach themselves to skin and suck blood. Click HERE to see examples of ticks.kid grass Misko

Where are ticks commonly found? – Ticks are normally found in areas with trees, bushes or tall grass. This includes back yards, parks, nature areas and most places you would be spending time with the children outdoors in the nice weather.

What needs to be done? – When you return home from areas where ticks might live, carefully check the children (their skin and scalp) for ticks.

Most ticks do not carry diseases, and most tick bites do not cause serious health problems. But it is important to remove a tick as soon as you find it. Removing the tick completely may help you avoid diseases such as Lyme Disease that the tick may pass on during feeding, or a skin infection where it bit you.

Click HERE for Instructions on Removing a tick from WebMD.com.

Do I need Sports Insurance?

Trying out winter sports like ice skating, skiing and snow boarding can be very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared.

AA047424

Is it risky to do winter sports without the sports insurance?

Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.

I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)

The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($85) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

Below is a partial list of sports that are only covered with the sports insurance package:
Football, Rugby, Scuba diving, Ski-doo,  Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating,  Ice Skating, SkiingSnowboardingSnowmobiles & Snowshoeing.  View the full list on page 3 of the insurance brochure HERE(2015 arrival au pairs) & HERE for (2016 arrival au pairs)
Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.

How to register for the Sports Insurance
Contact Lisa or Christine if you are unsure which insurance package you have or to get a copy of the Sports Insurance Enrollment Form. It takes a few days for your coverage to begin. If you think you will be doing any of these sports, you should get it now.

Winter Sports and Sports Insurance

Is it risky to do winter sports without the sports insurance?
ice-skate

Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.
  • I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)

    The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($75) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

    Below is a partial list of sports that are only covered with the sports insurance package:
    Football, Rugby, Scuba diving, Ski-doo, Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating, Ice Skating, Skiing, Snowboarding, Snowmobiles & Snowshoeing. View the full list on page 3 of the insurance brochure HERE (2013 arrival au pairs) & HERE for (2014 arrival au pairs)
    Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.

    How to register for the Sports Insurance
    Download the form HERE and follow the instructions. It takes a few days for your coverage to begin. If you think you will be doing any of these sports, you should get it now.

    Winter Sports and Sports Insurance

    Is it risky to do winter sports without the sports insurance?

    Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

    Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.
  • I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)

    The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($75) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

    Below is a partial list of sports that are only covered with the sports insurance package:
    Football, Rugby, Scuba diving, Ski-doo,  Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating, Ice Skating, Skiing, Snowboarding, Snowmobiles & Snowshoeing.  View the full list on page 3 of the insurance brochure HERE (2013 arrival au pairs) & HERE for (2014 arrival au pairs)
    Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.

    How to register for the Sports Insurance
    Download the form HERE and follow the instructions. It takes a few days for your coverage to begin. If you think you will be doing any of these sports, you should get it now.