Monthly Archives: January 2021

Fire Prevention Tips

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Here are some Fire Safety Tips from http://www.usfa.fema.gov/

Control Kids’ Access to Fire

  • Keep all matches and lighters out of the hands of children. If possible, keep these sources of fire in locked drawers. Consider buying only “child-proof” lighters—but be aware that no product is completely child-proof.
  • Children as young as two years old can strike matches and start fires.
  • Never leave children unattended near operating stoves or burning candles, even for a short time.
  • Teach children not to pick up matches or lighters they may find. Instead, they should tell an adult immediately.

Fire Safety at Home

  • Smoke alarms should be installed on every level of the home, especially near sleeping areas.
  • Smoke alarms should be kept clean of dust by regularly vacuuming over and around them.
  • Replace batteries in smoke alarms at least once a year. And replace the entire unit after ten years of service, or as the manufacturer recommends.
  • Families should plan and practice two escape routes from each room of their home.

Martin Luther King Jr. Day

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“I have a dream that my four little children will one day live in a nation where they will not be judged by the color of their skin, but by the content of their character.”
– Martin Luther King, I Have a Dream Quote

Martin Luther King Jr. was the most important voice of the American civil rights movement, which worked for equal rights for all. He was famous for using nonviolent resistance to overcome injustice.  He also did all he could to make people realize that “all men are created equal.” Because of his great work, in 1964 King received the Nobel Peace Prize — the youngest person ever to receive this high honor. King was also a Baptist minister. He was assassinated in Memphis, Tennessee, when he was just 39 years old. His birthday is now observed as a national holiday on the third Monday in January. Congressman John Conyers first introduced legislation for a commemorative holiday four days after King was assassinated in 1968. Petitions endorsing the holiday containing six million names were submitted to Congress.  Public pressure for the holiday mounted during the 1982 and 1983 civil rights marches in Washington.  Congress passed the holiday legislation in 1983, which was then signed into law by President Ronald Reagan.

If you want to visit the MLK Memorial, it’s located in downtown Washington D.C. along the Tidal Basin.

Here are some links about the history of this holiday including a biography of Dr. King, a quiz for kids and a junior crossword.  Maybe you can do something special with the kids to acknowledge the day.

http://www.infoplease.com/spot/mlkbiospot.html

http://www.infoplease.com/spot/mlkjrday1.html

To read the full I Have a dream Speech go to:

http://www.americanrhetoric.com/speeches/mlkihaveadream.htm

Do I Need Sports Insurance?

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Trying out winter sports like ice skating, skiing and snow boarding can be very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared.

Is it risky to do Winter sports without the sports insurance?

Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.

I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package (also known as Option A.)

The Sports Insurance Package was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($90) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

Below is a partial list of sports that are only covered with the sports insurance package:
Football, Rugby, Scuba diving, Ski-doo,  Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating,  Ice Skating, Skiing, Snowboarding, Snowmobiles & Snowshoeing.  View the full list on page 3 of the insurance brochure HERE.
Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.

How to register for the Sports Insurance
Contact Adriana if you are unsure which insurance package you have. It takes a few days for your coverage to begin. If you think you will be doing any of these sports, you should get it now.

SPORTS INSURANCE FORM