Tag Archives: COVID-19

Avoid Falling Victim to Scammers

There are always people out there who are looking for ways to trick people out of their money and personal information. There have been several new scams recently, so we are going to explain ways to identify scams and how to protect yourself.

SCAM #1 – A caller says they are a contact tracer and you may have been exposed to COVID-19 and asks you to pay for a test kit.

  • Contact tracers will not ask you for payment.

What to do? Do not give any payment information to someone who calls you on the phone.

SCAM #2 – Calls asking for your PIN, password, personal information or a payment.

  • Your bank will not call you and ask you for your PIN number or password.
  • IRS and Social Security Administration will not ask you for payment or personal info over the phone. Government agencies usually handle issues like this by sending a letter.
  • The number shown on caller ID can be manipulated, don’t take that as a sign that a call is legitimate.

What to do? Whenever you are in doubt, hang up and call the bank (or company) directly using a number you already have for them.

SCAM #3 – Email asking you to click a link to verify your personal information or share your password or PIN.

  • Be very suspicious of emails asking you to click links.
  • Scammers are very good at creating official looking emails and webpages.

What to do? Whenever you are in doubt, go directly to the website (not using the link in the email).

SCAM #4 – You see an offer online telling you to send them some money and they will double it or a pop-up ad says that you have won a great prize and just need to give them your information.

  • When something sounds too good to be true, it usually is.

What to do? Do not give your personal information or any money to people you don’t know.

SCAM #5 – You receive a call and you are told to stay on the phone while you go transfer or withdraw money from the bank and if you don’t you will be arrested or your bank account seized.

  • They are using the idea that this is an urgent situation to make you act quickly without thinking to avoid the consequence they have told you.

What to do? Do not follow their instructions.

Whenever you are in doubt, do not do as the caller or email asks. Check with your host parents or community counselor.

One other note: It is very important to keep your social security number private. There are very few situations where you will need to share this (bank, IRS, motor vehicles). Those are times you are taking an action and need to provide it. There is not a legitimate time where someone would be calling you on the phone or emailing you asking for that number.

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Social Distancing: 10 Things You CAN Do Right Now

Social distancing is important right now to help slow the spread of coronavirus. This means avoiding places where you come in contact with lots of people (schools, movies, restaurants, museums, concerts, parties, etc.)  I am sure you keep hearing a lot about the things you should not do.

It’s also important to have ideas of things you can do. There are plenty of activities you can do at home and away from crowds.

While we can’t control many things going on right now in the world, we can choose how we deal with it.

“She turned her can’ts into cans
and her dreams into plans.” 
– Kobi Yamada

 

Here are 10 things you CAN do right now:

  • Stay connected with your friends and family via social media, texting, and Skype.
  • Go for a walk or run on your own. As long as you don’t go to a populated place, it’s fine to go out for some exercise.
  • Enjoy nature. That could be sitting outside in your backyard on a nice day or walking on a nature trail.
  • Read a book or listen to an audiobook or podcast. Getting lost in a story is a great way to take your mind off of things. Or if you pick a non-fiction book or podcast you may learn something new. You could even create an online book club or podcast discussion group with friends.
  • Do yoga. Yoga can be a great way to relieve stress and maintain your fitness. There are many free yoga videos on Youtube. Sign up here to receive daily emails for 30 Days of Yoga.
  • Take virtual tours of museums online.*
  • Make memories in the kitchen.* Cooking recipes from your home country is a great way to share your culture with your host family and give yourself a taste of home. Cooking classic American recipes is a way to continue your cultural exchange. You can find lots of recipes online. Also, you will be able to share that taste of America with your own family by cooking some of these recipes after you return home at the end of your program.
  • Have an online watch party with friends. When you watch a movie alone do you miss talking to a friend about what’s happening? Pick a time and a movie and from your individual homes you each stream the movie on Netflix at the same time. You can text or do a group chat during the movie.
  • Make top 10 lists of your favorite things like movies, foods, songs and more. Share and compare lists with your friends. You may find out some things you didn’t know about each other and get some ideas for new things to try.
  • Research and plan trips to places you want to visit while in the U.S.* This time of social distancing won’t last forever. Use this time to do some research online and make plans. This will help you make the most of those trips when you get to take them a few months from now. It will also give you something to look forward to.

*Future blog posts in this series will have more detailed information on these topics.