Monthly Archives: January 2021

What to Keep in the Car Glove Box

What is the glove box? It’s the little drawer/compartment in front of the passenger seat of your car where you can store documents and important items.

If you are like me, you probably have napkins and straws from fast food restaurants and other assorted items in your glove box in the car.  It can be a nifty storage place, but it’s main purpose is to keep some important documents related to the car. glove box

It is very important that you keep all of the necessary documents in the car glove box. These items will be necessary if you are stopped by a police officer or have an auto accident. Not having these items can result in your receiving a ticket (citation) from a police officer.

Essential Documents

*Some host parents may tell you to carry these in your wallet instead of keeping them in the car. Follow their instructions.

Helpful Extras

  • Flashlight
  • Tire Pressure Gauge
  • Vehicle Owner’s Manual
  • Map or GPS
  • Tissues and Hand Sanitizer
  • First Aid Kit

In Your Wallet
Carry your Maryland license or country driver’s license and international driver’s permit with you at all times, especially when you are driving. You should leave your passport and Social Security Card and other documents at home, to reduce the risk of losing them.

Do You Need Sports Insurance?

Trying out winter sports like ice skating, skiing and snow boarding can be very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared.

Is it risky to do winter sports without the sports insurance?

Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.

I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package.

The Sports Insurance was available pre-departure and may also be purchased at any time during your year. It takes effect within 3 days of your enrollment and it is good for 12 months. The cost will be the same ($100) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

Below is a partial list of sports that are only covered with the sports insurance package:
Football, Rugby, Scuba diving, Ski-doo,  Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating,  Ice Skating, Skiing, Snowboarding, Snowmobiles & Snowshoeing.  View the full list on your insurance brochure.

Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.

How to register for the Sports Insurance
Contact Lisa or Christine, if you are unsure which insurance package you have and/or to register for sports insurance.

If you think you will be doing any of these sports, you should get it now.