Tag Archives: sports

Do You Need Sports Insurance?

Trying out winter sports like ice skating, skiing and snow boarding can be very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared.

Is it risky to do winter sports without the sports insurance?

Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.

I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package.

The Sports Insurance was available pre-departure and may also be purchased at any time during your year. It takes effect within 3 days of your enrollment and it is good for 12 months. The cost will be the same ($100) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

Below is a partial list of sports that are only covered with the sports insurance package:
Football, Rugby, Scuba diving, Ski-doo,  Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating,  Ice Skating, Skiing, Snowboarding, Snowmobiles & Snowshoeing.  View the full list on your insurance brochure.

Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.

How to register for the Sports Insurance
Contact Lisa or Christine, if you are unsure which insurance package you have and/or to register for sports insurance.

If you think you will be doing any of these sports, you should get it now.

How Does Sports Insurance Work?

Trying out winter sports like ice skating, skiing and snowboarding can be very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared.

Is it risky to do winter sports without sports insurance?

Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

 

Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.

I wanted to make sure everyone understands how the medical coverage works for sports-related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package.

The Sports Insurance was available pre-departure and may also be purchased at any time during your year. It takes effect within 48 hours of your enrollment and it is good for 12 months. The cost will be the same ($95) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

Below is a partial list of sports that are only covered with the sports insurance package:
Football, Rugby, Scuba diving, Ski-doo,  Wakeboarding, Skydiving, Parachuting, Rock climbing, Zipline, Skateboarding, Rollerblading, Roller skating, Ice Skating, Skiing, Snowboarding, Snowmobile-riding & Snowshoeing. View a full list on your insurance brochure.

Note: Injuries sustained while partaking in these sports are covered with the purchase of the Sports Insurance ONLY.

How to register for the Sports Insurance
Contact Lisa or Christine, if you are unsure which insurance package you have. To sign up, submit a completed copy of the Sports Insurance Enrollment Form along with payment to Au Pair in America. It takes three days for your coverage to begin. If you think you will be doing any of these sports, you should get it now.

Today is Game One of the Baseball World Series

2318093969_1c77083865_mGame One of the Baseball World Series – In baseball the World Series is the championship games of Major League Baseball in North America, played in October after the end of the regular season between the pennant winners of the American and National Leagues. The Series winner is determined through a best-of-seven playoff, meaning that the first team to win four games wins the series. The World Series has been an annual event since 1903. It is played at the baseball stadiums of the two teams in the series. Baseball is so popular that it is sometimes called the “national pastime.” The word “ballgame” in the United States almost always refers to a game of baseball, and “ballpark” to a baseball field.

The rules of baseball can be found here on the Au Pair in America website.

Photo: Andrei Niemimäki