Monthly Archives: September 2021

Avoid Falling Victim to Scammers

There are always people out there who are looking for ways to trick people out of their money and personal information. Below I will explain some scams and how to protect yourself.

 

SCAM #1 – Calls asking for your PIN, password, personal information or payment.

  • Your bank will not call you and ask you for your PIN number or password.
  • IRS and Social Security Administration will not ask you for payment or personal info over the phone. Government agencies usually handle issues like this by sending a letter.
  • The number shown on the caller ID can be manipulated, don’t take that as a sign that a call is legitimate.

What to do? Whenever you are in doubt, hang up and call the bank (or company) directly using a number you already have for them.

SCAM #2 – Email asking you to click a link to verify your personal information or share your password or PIN.

  • Be very suspicious of emails asking you to click links.
  • Scammers are very good at creating official-looking emails and web pages.

What to do? Whenever you are in doubt, go directly to the website (not using the link in the email).

SCAM #3 – You see an offer online telling you to send them some money and they will double it or a pop-up ad says that you have won a great prize and just need to give them your information.

  • When something sounds too good to be true, it usually is.

What to do? Do not give your personal information or any money to people you don’t know.

SCAM #4– You receive a call and you are told to stay on the phone while you go transfer or withdraw money from the bank and if you don’t you will be arrested or your bank account seized.

  • They are using the idea that this is an urgent situation to make you act quickly without thinking to avoid the consequence they have told you.

What to do? Do not follow their instructions.

Whenever you are in doubt, do not do as the caller or email asks. Check with your host parents or community counselor.

One last note on protecting your personal information…

It is very important to keep your social security number private. 

There are very few situations where you will need to share this (bank, IRS, department of motor vehicles). Those are times you are taking an action and need to provide it. At other times, leave your Social Security card safe at home. There is not a legitimate time where someone would be calling you on the phone or emailing you asking for that number.

Image: Canva.com

Where to Get Your Flu Shot

Many au pairs and host families are looking for places to get flu shots this time of year. Au Pair insurance does not cover immunizations, but there are lots of places to get flu shots for $35 or less. If the host family is urging their au pair to get the seasonal flu shot and she agrees to get it, the host family would be responsible for the expense.

If you are planning to get the seasonal flu vaccine, it is recommended that you get it as early as possible.

Anne Arundel County Health Department – Free flu shots are available by appointment and at some vaccine clinics, registration is required.

Montgomery County Health Department – Free flu shot clinics, online registration is required. will be added as they are scheduled.

Prince George’s County – Free flu shot clinics, no appointment necessary.

State of Maryland – Find a vaccine clinic search feature, this does not seem to have all of the local health department flu shot clinics listed. Check back for updates and check your specific county health department website for more options.

I have been told that Kaiser Permanente is offering free flu shots as well.

Flu shots are also available for a fee (usually $25-35) at pharmacies such as Target, CVS, Rite Aid, Walgreens, etc.

Hints for Success – Homesickness/Culture Shock

Almost everyone experiences culture shock and homesickness when they come to a completely new environment. Everything is different: the language, the food, and the people.

Here are my Top 5 Tips for
Dealing with Homesickness

1. Make friends – Don’t wait for other au pairs to reach out to you, reach out to them. There are other new au pairs who are feeling the same way you are right now. Set a goal to reach out to a few of them each day. Some will respond and some will not. Don’t let that discourage you. No one will ever be mad at you for sending them a message to say hello or ask if they want to do something together. Make friends from various countries and you will also get a chance to practice your English skills together.

2. Stay in touch with your home country, but not too much. Skyping or talking on the phone every day with your family and/or friends back home normally makes homesickness worse. Try texting instead and reduce the Skype and phone calls to once a week, until you feel stronger. It’s much harder seeing the faces and hearing the voices of those you miss.

3. Get out of the house (or your room specifically) – Go to cluster meetings, have coffee, go to the park, and/or go places with other au pairs. If someone invites you out, say “yes” whenever possible.* Also, don’t be afraid to do the inviting. If your host family invites you to do things with them, say “yes.” This will help you get to know each other and contribute to your overall happiness.

*Since we are in a pandemic, talk with your host family about what they are okay with you doing and what precautions you should take.

4. Share your culture with your host family – If you are missing some favorite foods from home, find ways that you can make them here and share them with your host family. There are many international markets in our area, you should be able to find most of the ingredients you need. If you are not really a cook, search online for restaurants and bakeries that have a taste of home. Your host family is probably just as excited to learn about your culture as you are to learn about America.

5. Make plans – Create your own Au Pair Bucket List (places you want to go, new foods to try, new things to experience during your year in the U.S.) and start doing them now. Post on our cluster Facebook or WhatsApp group to find others who may want to join you on your adventures.

Realize that it definitely gets easier with time.

All au pairs experience homesickness to some extent and nearly all of them stay and have a successful year (some stay for two years.) So, it must get better, right? Once you get past the initial homesickness, most au pairs report how quickly the year goes by.

Photo by:  Shimelle Laine (Flickr)

Federal & School Holidays

As you may be aware, the public school children are out of school several days in September and October. These are regular workdays for an au pair, unless your host parents tell you otherwise. As with any “school holiday” start making plans for activities with the kids now.

In addition to holidays in September (Labor Day, Rosh Hashanah, and Yom Kippur) many public schools are also out additional days for teacher development and the end of the grading period. As with any holiday, it is up to the host family’s schedule whether you will have the holiday off. Please check with your host families before you assume you have this day off. Do not make any travel plans until you have received confirmation that you will not work on this day.

Host parents, please check your schedule to make sure that you are factoring in these hours and make adjustments as needed to stay within the State Department regulations not exceeding 10 hours per day or 45 hours per week (or 30 hours her week for Educare.)

Photo: Dafne Cholet