Author Archives: Christine Connally

Do You Need Sports Insurance?

Trying out winter sports like ice skating, skiing and snow boarding can be very exciting, especially if this is your first time experiencing winter weather. However, you should also know the risks and be prepared.

Is it risky to do winter sports without the sports insurance?

Yes. If you have to pay your own hospital bills for a broken bone, you might be shocked at how much that would cost. I checked this website for some cost estimates.

Here are a couple examples:

  • Without medical coverage, to treat a broken arm or leg (that does not require surgery) it could cost up to $2,500.
  • Without medical coverage, to treat a broken arm or leg (requiring surgery) it could cost $16,000 or more.

I wanted to make sure everyone understands how the medical coverage works for sports related injuries. There is a list of “high-risk sports/activities” that are not covered with the basic or upgrade medical insurance plans. Those activities are only covered with the Sports Insurance Package.

The Sports Insurance was available pre-departure and may also be purchased at any time during your year. It takes effect within 3 days of your enrollment and it is good for 12 months. The cost will be the same ($100) whether you have a month left or your whole year ahead of you. I recommend you pay for it early on, if you didn’t already purchase it. You never know when an opportunity might present itself and you don’t want to miss out on an adventure. You also don’t want to take a risk on getting injured and being responsible for the bill on your own.

Below is a partial list of sports that are only covered with the sports insurance package:
Football, Rugby, Scuba diving, Ski-doo,  Wakeboarding, Skydiving, Parachuting, Rock climbing, Zip line, Skate boarding, Rollerblading, Roller skating,  Ice Skating, Skiing, Snowboarding, Snowmobiles & Snowshoeing.  View the full list on your insurance brochure.

Note: Injuries sustained while partaking in these sports are covered with purchase of the Sports Insurance ONLY.

How to register for the Sports Insurance
Contact Lisa or Christine, if you are unsure which insurance package you have and/or to register for sports insurance.

If you think you will be doing any of these sports, you should get it now.

Surviving and Thriving in the Holiday Season

The winter holiday season is most often a time of joy and excitement. However, it can also be a time of stress and disappointment for both host families and au pairs. The pandemic will add it’s own complexities to the holiday season this year.

Here are some ideas and insights that will hopefully help you avoid the stress and disappointment and share more of the joy and excitement.

Holiday Work Schedules

Miscommunication over the schedule is the #1 issue for host families and au pairs over the holidays. As a reminder to assist with scheduling, program guidelines state an au pair can work up to 45 hours per week and no more than 10 hours per day. Hours cannot be carried from week to week. Please take the time to discuss your schedules and expectations.

The au pair program regulations do not have requirements for au pairs to be given holidays off. However, in the spirit of the program and since most parents will be at home spending time with their children, the majority of host families give au pairs some or all of the winter holidays off: Thanksgiving Day, Christmas Day, New Year’s Eve and New Year’s Day. Please discuss this so that everyone is clear about the schedule when making holiday plans.

Religion

For au pairs with religious beliefs different from your own, you may choose to encourage her to share the associated traditions with your family. If you are not comfortable with this aspect of cultural exchange, your au pair may need your help as well as appropriate time off to participate in her own holiday traditions. Enabling her to do this is very important. Her holiday or her time to celebrate the holiday may not be the same as yours; try to take this into consideration if you can when you make her work schedule. You may find that there is no conflict in giving her time off if her traditions are different, and it can relieve a great deal of anxiety to take her preferences into consideration. If you do need your au pair to work during the holiday, please tell her way in advance so that it is not a surprise. Help her to see this as a positive aspect of the cultural exchange if she will be actively sharing in the holiday celebration.

Changes to Routine

The dynamics of established relationships and routines change during the holiday. The high emotions and energy of the children (compared to their more reasonable behavior during the rest of the year) may seem like craziness to the au pair. Assure her that this new set of behaviors is temporary and the household will be back to normal soon. In the meantime, suggest specific things she can do to help. Encourage her to roll with the punches and enjoy the craziness. Also, the number of gifts, food, decorations, etc., can be unfamiliar and overwhelming. Try to include the au pair in some quiet, meaningful time together when the true spirit of the holidays is shared.

These are important days ahead. This is perhaps the greatest opportunity of the year to respect and learn about cultural differences, which is, indeed, one of the basic elements of the Au Pair in America program. There will be fun-filled memories. This should be a time of love and understanding. Please do your part to make that happen.

Wishing you all every happiness of the season!

Photo: Sean Hobson

Making Thanksgiving Memories Together

Thanksgiving is a public holiday celebrated on the fourth Thursday in November every year in the United States. It started as a harvest festival and has been celebrated nationally on and off since 1789.  The most important part of Thanksgiving for American families is to spend family time together.  Traditionally, this is a time when extended family members gather together. The CDC is recommending people just celebrate Thanksgiving with those in their household to reduce spread of the coronavirus. This year Thanksgiving will be a little different, but you can still experience the same American holiday experience with your host family.

Martin Cathrae

Here are a few tips to help you have a terrific Thanksgiving experience.

Host Parents
Please plan to include your au pair in your Thanksgiving celebration, if at all possible. If you are traveling or will not be able to invite your au pair to join you for Thanksgiving, give her plenty of notice and help her make alternate plans. You don’t want to leave your au pair alone over the holiday.

Au Pairs
If you are invited to attend dinner, please let your family know within 5 days of the invitation, whether you are planning to attend, so they may make plans. If your host family is unable to include you in their Thanksgiving plans, please let me know if you have trouble making other plans, so I can assist.

Make sure to discuss time off during this holiday weekend. Many host families work the Friday after Thanksgiving so do not assume you have this day off or the entire weekend. Talk to your host family, BEFORE you make any plans.

Bonus Tip for the Kids
If you are looking for a fun recipe to make with your au pair, check out these turkey cookies. Find more fun activities and recipes on the Au Pair in America Fall Holidays pinboard.

Contest for au pairs: The first au pair to let Lisa or Christine know which traditional Thanksgiving food you are most looking forward to trying, will receive a prize!

Avoid Falling Victim to Scammers

There are always people out there who are looking for ways to trick people out of their money and personal information. There have been several new scams recently, so we are going to explain ways to identify scams and how to protect yourself.

SCAM #1 – A caller says they are a contact tracer and you may have been exposed to COVID-19 and asks you to pay for a test kit.

  • Contact tracers will not ask you for payment.

What to do? Do not give any payment information to someone who calls you on the phone.

SCAM #2 – Calls asking for your PIN, password, personal information or a payment.

  • Your bank will not call you and ask you for your PIN number or password.
  • IRS and Social Security Administration will not ask you for payment or personal info over the phone. Government agencies usually handle issues like this by sending a letter.
  • The number shown on caller ID can be manipulated, don’t take that as a sign that a call is legitimate.

What to do? Whenever you are in doubt, hang up and call the bank (or company) directly using a number you already have for them.

SCAM #3 – Email asking you to click a link to verify your personal information or share your password or PIN.

  • Be very suspicious of emails asking you to click links.
  • Scammers are very good at creating official looking emails and webpages.

What to do? Whenever you are in doubt, go directly to the website (not using the link in the email).

SCAM #4 – You see an offer online telling you to send them some money and they will double it or a pop-up ad says that you have won a great prize and just need to give them your information.

  • When something sounds too good to be true, it usually is.

What to do? Do not give your personal information or any money to people you don’t know.

SCAM #5 – You receive a call and you are told to stay on the phone while you go transfer or withdraw money from the bank and if you don’t you will be arrested or your bank account seized.

  • They are using the idea that this is an urgent situation to make you act quickly without thinking to avoid the consequence they have told you.

What to do? Do not follow their instructions.

Whenever you are in doubt, do not do as the caller or email asks. Check with your host parents or community counselor.

One other note: It is very important to keep your social security number private. There are very few situations where you will need to share this (bank, IRS, motor vehicles). Those are times you are taking an action and need to provide it. There is not a legitimate time where someone would be calling you on the phone or emailing you asking for that number.

Image: Canva.com

Preparing for Cold Weather

We’re in that time of year where Maryland temperatures start dipping a little lower. It can be 70°F (21°C) one day and 40°F (4°C) the next. This is a time when many people begin to opt for indoor activities instead of outdoor ones. With the pandemic, we may be rethinking that this year. CDC guidelines state that outdoor gatherings and activities are generally safer than indoor ones.

I recently heard a Scandinavian saying about this…

If you come from a warmer climate this may sound impossible to you. As a person who often complains of being cold when the rest of my family is comfortable, I definitely understand. But, I think this winter I will need to rethink that. I will need to push my boundaries of cold tolerance in order to be able to still see a few friends or family members outside or dine at an outside seating area. I encourage you to give outside a chance too.

One thing I have noticed in my years of working with au pairs is that the temperature difference is much easier on those who have a gradual adjustment. It allows your body time to adjust to the lower temperatures. So, that’s the good news for all of you who are already here. Your body is already getting adjusted, give your mind a chance to stay open to enjoying the outdoors.

The next thing to do is get yourself the proper clothing and accessories. Start shopping for cold weather clothing: sweater, coat, gloves, hat, scarf, long underwear & boots. Ask your host family if they have some you can use and then start looking out for sales and checking thrift shops for the rest. Take a look at what you already have and think of ways to layer it. A long sleeve t-shirt under a sweatshirt may be as warm as a jacket. A pair of leggings or tights under a pair of jeans adds a lot of warmth.

It may also help to remind yourself that people in other parts of the U.S. and other countries experience much colder temperatures than we do and are still able to enjoy the outdoors.

Pick your activities carefully. If you are sitting next to a fire pit or doing physical activity you will feel warmer. When you take the kids to the playground or out in the snow, don’t sit on the bench and watch. You will feel warmer and have more fun if you are actively involved and having fun with them.

If you have tips on enjoying the cold weather, please share them!

CONTEST: The first au pair in our cluster to message Christine or Lisa with their favorite cold weather activity will win a prize!

Image: Canva.com

Temporary Education Changes Due to COVID-19

Due to COVID-19, Au Pair in America has temporarily given approval for online/virtual classes, with a few conditions. Classes must be offered by an accredited school and registration must take place by 3/31/21. Au pairs must still produce certificates or other acceptable documentation confirming the completion of the class.

If in doubt, ask your counselor to check if the school is accredited. All class hours must be completed by the end of your 11th month in the program if you wish to extend.

The following schools are offering online or virtual classes as of October 22, 2020.

ESL Specific Schools

Community Colleges

Other Languages

Weekend/U.S. Culture/Travel Courses

Online Class Websites – These platforms will list online courses all over the country. These courses come from a variety of sources and some are not accredited. You must be sure you are selecting a course that is from an accredited university.

*This class would be great for au pairs who have already taken or plan to take a PGCC Transition ESL class when things go back to normal. Those classes usually earn 50-60 hours, so this could be enough to complete your education requirement, in combination with one of those classes.

All Things American 

Click HERE for a great list of online courses on a variety of topics related to American culture and history. They are available through Coursera and are being taught by accredited colleges and universities. They range from 9-80 hours towards your education requirement and the cost is typically $49.

Photo: Nenad Stojkovic

Fall Traditions: Decorating Pumpkins

A treasured fall/Halloween tradition in the United States is pumpkin carving or making “jack-o’-lanterns”. Whether this is your first time decorating a pumpkin or you are a seasoned pro, these videos have a few tips and ideas you may find helpful.

Safety note: If you are carving a pumpkin with the children, remember to be very careful with kids and sharp tools. You can purchase kid-safe pumpkin carving tools that cut without a sharp blade. If you don’t have those, let kids help with all of the tasks that don’t involve a knife such as: picking the pumpkin, scooping out the insides, choosing the design and adding any other decorative touches.

We will be having a Cluster Pumpkin Decorating Contest. To be entered, be sure to share pics of your fabulous creations on our Facebook/ WhatsApp group. Winner will be announced on Monday, November 2.

Find more fun on the APIA Fall Holidays Pinterest board.

Here are video readings of two of my favorite pumpkin stories.

Image: Jeff Kramer

Fall Traditions: Visiting a Pumpkin Patch

The pandemic has changed lots of things this year, but one tradition that experts seem to agree poses a low to moderate risk is visiting a pumpkin patch. Social distancing, mask-wearing and general hand sanitizing precautions should be taken to reduce the risk. We cannot go to the pumpkin patch as a cluster meeting, but it is still a great fall tradition you could experience with your host family or a friend.

From the CDC website:

Below is a list of some local pumpkin patches. Visit their websites for details before you go. Many are requiring advance registration to eliminate crowds and comply with social distancing requirements.

Anne Arundel County:

Charles County:

Howard County:

Montgomery County:

Prince George’s County:

* These are my personal recommendations. 

Photo:  Don Graham

Where to Get Your Flu Shot

Many au pairs and host families are looking for places to get flu shots this time of year. Au Pair insurance does not cover immunizations, but there are lots of places to get flu shots for $35 or less. If the host family is urging their au pair to get a seasonal flu shot and she agrees to get it, the host family would be responsible for the expense.

If you are planning to get the seasonal flu vaccine, it is recommended that you get it as early as possible.

 

Anne Arundel County Health Department – Free flu shots are available by appointment only.

Montgomery County Health Department – Free Flu Shot Clinics will be offered as the vaccine becomes available.

Prince George’s County – Typically offer Free Flu Shot Clinics, check their website for the 2020 schedule as it becomes available. (not posted yet as of 9/25)

I have been told that Kaiser Permanente is offering free flu shots as well.

Flu shots are also available for a fee (usually $25-35) at pharmacies such as Target, CVS, Rite Aid, Walgreens, etc.

5 Tips to Make Learning at Home Easier

Nenad Stojkovic

With most students learning at home because of the pandemic, we find ourselves with a back to school season like no other. Here are some tips to help make the process go more smoothly for everyone involved.

  1. Communicate – Host parents and au pairs need to communicate regularly about who is handling which tasks and how things are going. It may take some trial and error to find the best plan for your situation.
  2. Keep Expectations Reasonable – Most au pairs are not trained as teachers and just as this is new to parents, it is also new to them. Keep expectations reasonable. Au pairs should not be solely responsible for children’s virtual schooling.

  3. Lyn Lomasi

    Designate a School Area – It is important to set up an area where school takes place. If it is a multipurpose space like the kitchen table, create a simple setup that you can remove and replace when school is in session. This would include school supplies, laptop/tablet, and books. Store these items in a basket or bin nearby, to make the switch easy.

  4. Create a Routine for Children – Even though it’s tempting to be more relaxed with school at home, it’s best to stick to familiar routines (breakfast, getting dressed, etc.) This will help now and also when they have to return to traditional school in the future. Keep their school schedule posted, so they know what to expect and when breaks are coming up.
  5. Make Time for Fun – While school is very important, so is mental health. Outside of school time try to offer lots of opportunities for free play and being outdoors. If kids miss talking to their friends consider arranging virtual playdates, so they can connect outside of school time.

Living in a pandemic affects us all differently. Be kind to each other and yourself. We are all doing the best we can, in this strange time. Things won’t always go as planned, but by supporting each other we will make it through.